What is the most common complaint against First National Bank of Pennsylvania?

The most common issue consumers report about First National Bank of Pennsylvania is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 31 complaints filed with the CFPB.

Are complaints against First National Bank of Pennsylvania increasing or decreasing?

Complaints against First National Bank of Pennsylvania are falling. The company received 4 complaints in the last 12 months, showing improvement over prior periods.

What is First National Bank of Pennsylvania's reputation grade?

First National Bank of Pennsylvania has a reputation grade of B (score: 66.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does First National Bank of Pennsylvania respond to consumer complaints?

First National Bank of Pennsylvania has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does First National Bank of Pennsylvania operate?

First National Bank of Pennsylvania has received CFPB complaints from consumers in 10 states, with the most complaints from Pennsylvania (7 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

First National Bank of Pennsylvania - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

8
Communication tactics

8
Took or threatened to take negative or legal action

5
False statements or representation

3
Improper contact or sharing of info

3
Written notification about debt

2

Data updated September 2026

CFPB complaint disposition

CCDB record first-national-bank-of-pennsylvania First National Bank of Pennsylvania

Grade B · 31 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #1519 · compose #1696

VOL 31
GRADE B
12MO 4
STATES 10
TIMELY 97%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,519
COMPOSE #1,696

Volume peers

Nearest volume peer: Amscot Corporation (31 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

First National Bank of Pennsylvania's 31 CFPB complaints sit next to Amscot Corporation on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Pennsylvania is the plurality state for First National Bank of Pennsylvania (22.6%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state: Pennsylvania 22.6%; Mid-band (15–30%) · 10 states with ≥1 filing
Seasonal peak: 2023-05 14.3%; 8–15% band · 2 filings
Corpus ranks: #1,519 volume; #1,696 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does First National Bank of Pennsylvania compare to its peers?

How does FIRST NATIONAL BANK OF PENNSYLVANIA compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

FIRST NATIONAL BANK OF… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

97%

42%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-05 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	8
Communication tactics	8
Took or threatened to take negative or legal action	5
False statements or representation	3
Improper contact or sharing of info	3
Written notification about debt	2
Disclosure verification of debt	1
Taking/threatening an illegal action	1

Where do complaints against First National Bank of Pennsylvania come from?

First National Bank of Pennsylvania's own per-state count, not a national baseline.

Pennsylvania

7
Ohio

6
North Carolina

4
Tennessee

4
Florida

3
Utah

2
Alabama

1
Georgia

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for First National Bank of Pennsylvania: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 31.

4 peers

Know your rights before responding to First National Bank of Pennsylvania: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.