What is the most common complaint against Thrive National Corporation?

The most common issue consumers report about Thrive National Corporation is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 19 complaints filed with the CFPB.

Are complaints against Thrive National Corporation increasing or decreasing?

Complaints against Thrive National Corporation have been stable. The company received 5 complaints in the last 12 months.

What is Thrive National Corporation's reputation grade?

Thrive National Corporation has a reputation grade of F (score: 44.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Thrive National Corporation respond to consumer complaints?

Thrive National Corporation has a 25% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Thrive National Corporation operate?

Thrive National Corporation has received CFPB complaints from consumers in 10 states, with the most complaints from Tennessee (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Thrive National Corporation - Debt Collector Complaint Profile

CFPB complaint profile across 10 states, reputation grade F.

Compiled by PlainCollector

Attempts to collect debt not owed

5
Took or threatened to take negative or legal action

5
Cont'd attempts collect debt not owed

5
Disclosure verification of debt

2
Written notification about debt

1
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record thrive-national-corporation Thrive National Corporation

Grade F · 19 CFPB filings · 25% timely · lead issue: Attempts to collect debt not owed · vol #1955 · compose #4766

VOL 19
GRADE F
12MO 5
STATES 10
TIMELY 25%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,955
COMPOSE #4,766

Volume peers

Nearest volume peer: Account Liquidation Services Inc. (19 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Thrive National Corporation's 19 CFPB complaints sit next to Account Liquidation Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Tennessee is the plurality state for Thrive National Corporation (26.3%)

The 2018-04 spike coincides with a 2,811-place gap between volume rank #1,955 and composite #4,766. Corpus placement method.

Plurality state: Tennessee 26.3%; Mid-band (15–30%) · 10 states with ≥1 filing
Spike month: 2018-04 50.0%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,955 volume; #4,766 composite; Cleanest-composite ladder is 2,811 places worse than volume

How does Thrive National Corporation compare to its peers?

How does Thrive National Corporation compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Thrive National Corpor… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

25%

89%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2018-04 2024-09

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	5
Took or threatened to take negative or legal action	5
Cont'd attempts collect debt not owed	5
Disclosure verification of debt	2
Written notification about debt	1
Communication tactics	1

Where do complaints against Thrive National Corporation come from?

Thrive National Corporation's own per-state count, not a national baseline.

Tennessee

5
Florida

3
Georgia

2
Mississippi

2
North Carolina

2
California

1
Connecticut

1
Indiana

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Thrive National Corporation: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 19.

4 peers

Know your rights before responding to Thrive National Corporation: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.