This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 98 complaints

John C. Heath, Attorney at Law, PLLC - Debt Collector Complaint Profile

CFPB complaint profile across 33 states, reputation grade C.

Complaints by issue type

What consumers report about John C. Heath, Attorney at Law, PLLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record john-c-heath-attorney-at-law-pllc John C. Heath, Attorney at Law, PLLC

Grade C · 98 CFPB filings · 90% timely · lead issue: Attempts to collect debt not owed

  • VOL 98
  • GRADE C
  • 12MO 9
  • STATES 33
  • TIMELY 90%
  • DISPUTE 0%
  • ISSUE Attempts to collect debt n…
  • RANK #822
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Berman & Rabin, P.A. (98 complaints)

Berman & Rabin, P.A.Berman & Rabin, P.A.98Credit Bureau of the South, Inc.Credit Bureau of the South, …98Diversified Acceptance CorporationDiversified Acceptance Corpo…98Velo LAW OfficeVelo LAW Office98John C. Heath, Attorney at Law, PLLC (this)John C. Heath, Attorney at L…98
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

John C. Heath, Attorney at Law, PLLC's 98 CFPB complaints sit next to Berman & Rabin, P.A. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 98 complaints break down

Every complaint issue type on record for John C. Heath, Attorney at Law, PLLC, not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
59.1/100
John C. Heath, Attorney at Law, PLLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
98
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
90%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
0%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Distributed filing map

John C. Heath, Attorney at Law, PLLC spreads filings across 33 states - Texas leads at only 10.2%

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Most-even geography
Lead state under 15%
Texas still leads at 10.2% across 33 states
Seasonal peak
2025-11 8.9%
8–15% band · 16 filings
Corpus ranks
#822 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does John C. Heath, Attorney at Law, PLLC compare to its peers?

How does John C. Heath, Attorney at Law, PLLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
John C. Heath, Attorney at Law, PLLC National average
Complaints (last 12 mo)lower is better
9
3
268
Timely-response ratehigher is better
90%
24%
91%
Consumer-dispute ratelower is better
0%
10%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy John C. Heath, Attorney at Law, PLLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 20%40%60%80%100%120% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) John C. Heath, Attorney at Law, PLLC vs. 9 similar-volume peers, by response speed and dispute rate John C. Heath, Attorney at Law, PLLCDiversified Acceptance CorporationVELO LAW OFFICECredit Bureau of the South, Inc.Berman & Rabin, P.A.Debt Management IncorporatedSherloq Group, IncJacob Law Group, PLLCNew Century Financial Services, Inc.MS SERVICES LLC
Source: CFPB Consumer Complaint Database

John C. Heath, Attorney at Law, PLLC's complaint volume in context

John C. Heath, Attorney at Law, PLLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

98 Top 15% higher than 85% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). This entry sits in this band. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. John C. Heath, Attorney at Law, PLLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2024-04 2026-03

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
25
False statements or representation
18
Written notification about debt
17
Took or threatened to take negative or legal action
15
Communication tactics
9
Electronic communications
6
Disclosure verification of debt
4
Threatened to contact someone or share information improperly
3
Cont'd attempts collect debt not owed
1

Where do complaints against John C. Heath, Attorney at Law, PLLC come from?

John C. Heath, Attorney at Law, PLLC's own per-state count, not a national baseline.

Top states by complaints against John C. Heath, Attorney at Law, PLLC

Across 33 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for John C. Heath, Attorney at Law, PLLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 98.

4 peers

Know your rights before responding to John C. Heath, Attorney at Law, PLLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.