What is the most common complaint against Reel Time Capital LLC?

The most common issue consumers report about Reel Time Capital LLC is "Took or threatened to take negative or legal action", specifically "Debt was result of identity theft". This is based on 83 complaints filed with the CFPB.

Are complaints against Reel Time Capital LLC increasing or decreasing?

Complaints against Reel Time Capital LLC are rising. The company received 35 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Reel Time Capital LLC's reputation grade?

Reel Time Capital LLC has a reputation grade of D (score: 51.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Reel Time Capital LLC respond to consumer complaints?

Reel Time Capital LLC has a 99% timely response rate to CFPB complaints.

In how many states does Reel Time Capital LLC operate?

Reel Time Capital LLC has received CFPB complaints from consumers in 27 states, with the most complaints from Texas (22 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Reel Time Capital LLC - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

23
Attempts to collect debt not owed

20
Communication tactics

12
False statements or representation

10
Written notification about debt

8
Threatened to contact someone or share information improperly

8

Data updated September 2026

CFPB complaint disposition

CCDB record reel-time-capital-llc Reel Time Capital LLC

Grade D · 83 CFPB filings · 99% timely · lead issue: Took or threatened to take negative or legal action · vol #915 · compose #4035

VOL 83
GRADE D
12MO 35
STATES 27
TIMELY 99%
ISSUE Took or threatened to take…
RANK #915
COMPOSE #4,035

Volume peers

Nearest volume peer: Credit Adjustments Inc (83 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Reel Time Capital LLC's 83 CFPB complaints sit next to Credit Adjustments Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Texas is the plurality state for Reel Time Capital LLC (26.5%)

Volume rank #915 and composite rank #4,035 diverge by 3,120 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Texas 26.5%; Mid-band (15–30%) · 27 states with ≥1 filing
Seasonal peak: 2025-12 10.2%; 8–15% band · 5 filings
Divergent corpus ranks: #915 volume; #4,035 composite; Cleanest-composite ladder is 3,120 places worse than volume

How does Reel Time Capital LLC compare to its peers?

How does Reel Time Capital LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Reel Time Capital LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

99%

94%

91%

Consumer-dispute ratelower is better

39%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-03 2026-02

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	23
Attempts to collect debt not owed	20
Communication tactics	12
False statements or representation	10
Written notification about debt	8
Threatened to contact someone or share information improperly	8
Electronic communications	2

Where do complaints against Reel Time Capital LLC come from?

Reel Time Capital LLC's own per-state count, not a national baseline.

Texas

22
Louisiana

8
South Carolina

6
Kansas

5
Ohio

5
Tennessee

5
Florida

3
Georgia

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Reel Time Capital LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 83.

4 peers

Know your rights before responding to Reel Time Capital LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.