This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 83 complaints

Reel Time Capital LLC - Debt Collector Complaint Profile

CFPB complaint profile across 27 states, reputation grade D.

Complaints by issue type

What consumers report about Reel Time Capital LLC

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record reel-time-capital-llc Reel Time Capital LLC

Grade D · 83 CFPB filings · 99% timely · lead issue: Took or threatened to take negative or legal action

  • VOL 83
  • GRADE D
  • 12MO 35
  • STATES 27
  • TIMELY 99%
  • ISSUE Took or threatened to take…
  • RANK #915
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Credit Adjustments Inc (83 complaints)

Credit Adjustments IncCredit Adjustments Inc83RevSolve, Inc.RevSolve, Inc.83Reel Time Capital LLC (this)Reel Time Capital LLC (this)83ACS Education ServicesACS Education Services84Alexander-Rose Assoc, Inc.Alexander-Rose Assoc, Inc.84
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Reel Time Capital LLC's 83 CFPB complaints sit next to Credit Adjustments Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 83 complaints break down

Every complaint issue type on record for Reel Time Capital LLC, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
51.1/100
Reel Time Capital LLC

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
83
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
99%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate N/A
N/A
No dispute rate reported.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

Filing geometry

Texas is the plurality state for Reel Time Capital LLC (26.5%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state
Texas 26.5%
Mid-band (15–30%) · 27 states with ≥1 filing
Seasonal peak
2025-12 10.2%
8–15% band · 5 filings
Corpus ranks
#915 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Reel Time Capital LLC compare to its peers?

How does Reel Time Capital LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Reel Time Capital LLC National average
Complaints (last 12 mo)lower is better
35
0
268
Timely-response ratehigher is better
99%
94%
91%
Consumer-dispute ratelower is better
0%
39%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Reel Time Capital LLC a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 6 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 85%90%95%100%105% 0%20%40%60%80%100%120% Timely response rate (%) Dispute rate (%) Reel Time Capital LLC vs. 6 similar-volume peers, by response speed and dispute rate Credit Adjustments IncRevSolve, Inc.Recovery Management Solutions LLCStatebridge CompanySRA Associates, Inc.Rodenburg LLP
Source: CFPB Consumer Complaint Database

Reel Time Capital LLC's complaint volume in context

Reel Time Capital LLC vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

83 Top 17% higher than 83% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). This entry sits in this band. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Reel Time Capital LLC 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2022-03 2026-02

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action
23
Attempts to collect debt not owed
20
Communication tactics
12
False statements or representation
10
Written notification about debt
8
Threatened to contact someone or share information improperly
8
Electronic communications
2

Where do complaints against Reel Time Capital LLC come from?

Reel Time Capital LLC's own per-state count, not a national baseline.

Top states by complaints against Reel Time Capital LLC

Across 27 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Reel Time Capital LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 83.

4 peers

Know your rights before responding to Reel Time Capital LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.