State complaint profile

Debt collection complaints in South Carolina

28,151 CFPB complaints filed against 1,258 debt collectors active in South Carolina.

Complaints
28,151
Collectors
1,258
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

South Carolina at a glance

South Carolina consumers have filed 28,151 CFPB debt-collection complaints against 1,258 collectors.

28,151
CFPB complaints filed
1,258
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in South Carolina

South Carolina filings are dispersed: the top three collectors hold only 0.6% of 28,151 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from South Carolina residents in this extract is CL Holdings LLC (0.6% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

EdFinancial Services

C
54 total complaints ↑ rising

Navient Solutions, LLC.

D
54 total complaints ↓ falling

Rfna, LP

C
54 total complaints ↑ rising

Credit Corp Solutions Inc.

D
53 total complaints ↑ rising

The CMI Group, Inc.

D
53 total complaints ↓ falling

Fair Collections & Outsourcing, Inc.

D
52 total complaints ↑ rising

Strategic Alliances, Inc.

D
51 total complaints ↓ falling

CLGF Holdco 1, LLC

F
50 total complaints ↑ rising

NRA Group, LLC

D
50 total complaints ↑ rising

Commonwealth Financial Systems, Inc.

F
49 total complaints ↓ falling

ProCollect, Inc.

F
49 total complaints ↑ rising

Colony Brands, Inc.

F
48 total complaints → stable

United Collection Bureau, Inc.

D
47 total complaints → stable

Lockhart, Morris & Montgomery Inc.

D
46 total complaints ↑ rising

TD Bank US Holding Company

D
46 total complaints ↑ rising

Truist Financial Corporation

F
46 total complaints ↑ rising

Tenet Healthcare Corporation

D
45 total complaints ↓ falling

AmeriCollect

D
43 total complaints ↓ falling

Midwest Recovery Systems

F
43 total complaints ↓ falling

Collection Management Holdings, LLC

F
42 total complaints ↑ rising

Diversified Adjustment Service, Inc.

D
42 total complaints → stable

RentDebt Automated Collections, LLC

D
42 total complaints ↑ rising

United Services Automobile Association

D
42 total complaints → stable

Absolute Resolutions Corp.

C
41 total complaints ↑ rising

Bounce AI, Inc.

F
41 total complaints ↑ rising

Receivables Performance Management, LLC

D
41 total complaints ↓ falling

Phoenix Financial Services LLC

D
40 total complaints ↓ falling

Santander Consumer USA Holdings Inc.

D
40 total complaints ↓ falling

Opportunity Financial, LLC

C
38 total complaints ↑ rising

Sunset Management, Inc

C
37 total complaints ↑ rising

General Motors Financial Company, Inc.

D
36 total complaints ↑ rising

Monterey Financial Services LLC

D
36 total complaints ↑ rising

Receivables Management Partners, LLC

D
36 total complaints ↓ falling

TekCollect Inc.

D
36 total complaints ↑ rising

Halsted Financial Services, LLC.

D
35 total complaints ↑ rising

Paypal Holdings, Inc

D
35 total complaints ↓ falling

Barclays Bank Delaware

D
34 total complaints ↑ rising

HSBC North America Holdings Inc.

D
34 total complaints ↓ falling

Acima Credit, LLC

C
33 total complaints ↑ rising

Law Office of Michael J. Scott, PC

D
33 total complaints → stable

CarMax, Inc.

C
32 total complaints ↑ rising

FirstPoint Collection Resources

D
32 total complaints → stable

Upgrade, Inc.

F
32 total complaints ↑ rising

Williams & Fudge, Inc

D
32 total complaints → stable

AES/Pheaa

D
31 total complaints ↓ falling

Onemain Financial Holdings, LLC.

D
31 total complaints ↓ falling

Penn Credit Corporation

D
31 total complaints ↓ falling

Zions Debt Holdings

F
31 total complaints ↑ rising

Collection Receivables, Inc.

D
30 total complaints ↑ rising

Continental Services Group, Inc. d/b/a ConServe

C
29 total complaints → stable

If a collector is contacting you in South Carolina

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest South Carolina names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official South Carolina AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with South Carolina

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a South Carolina Resident

South Carolina's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the South Carolina attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.