State complaint profile

Debt collection complaints in Rhode Island

2,603 CFPB complaints filed against 448 debt collectors active in Rhode Island.

Complaints
2,603
Collectors
448
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Rhode Island at a glance

Rhode Island consumers have filed 2,603 CFPB debt-collection complaints against 448 collectors.

2,603
CFPB complaints filed
448
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Rhode Island

Rhode Island filings are dispersed: the top three collectors hold only 0.8% of 2,603 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from Rhode Island residents in this extract is Encore Capital Group Inc. (0.8% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 2

Sorted by most complaints

Credit Protection Association, L.P.

D
7 total complaints ↓ falling

Goldman Sachs Bank USA

F
7 total complaints ↑ rising

Halsted Financial Services, LLC.

D
7 total complaints ↑ rising

Kriya Capital, LLC

D
7 total complaints ↑ rising

Peter Roberts & Associates, Inc.

C
7 total complaints ↓ falling

Rossi Law Offices, Ltd

C
7 total complaints ↑ rising

Security Credit Services, LLC

D
7 total complaints ↑ rising

Toyota Motor Credit Corporation

D
7 total complaints ↑ rising

Absolute Resolutions Corp.

C
6 total complaints ↑ rising

Associated Credit Services, Inc.

D
6 total complaints → stable

Atlanticus Services Corporation

D
6 total complaints ↑ rising

Enova International, Inc.

D
6 total complaints → stable

Fair Collections & Outsourcing, Inc.

D
6 total complaints ↑ rising

First Credit Services Inc.

D
6 total complaints ↑ rising

First Data Corporation

D
6 total complaints ↓ falling

Kikoff Inc.

F
6 total complaints ↑ rising

Law Offices Howard Lee Schiff, P.C.

C
6 total complaints ↓ falling

Sterling Jewelers, Inc.

C
6 total complaints ↓ falling

T.S. Holdings

F
6 total complaints ↑ rising

Velocity Portfolio Group

D
6 total complaints → stable

Williams & Fudge, Inc

D
6 total complaints → stable

Aldous & Associates, PLLC

D
5 total complaints ↑ rising

Berlin-Wheeler, Inc. (Kansas)

C
5 total complaints ↓ falling

CLGF Holdco 1, LLC

F
5 total complaints ↑ rising

Credit Acceptance Corporation

D
5 total complaints ↑ rising

Commonwealth Financial Systems, Inc.

F
5 total complaints ↓ falling

Consumer Adjustment Company Incorporated

D
5 total complaints → stable

Delbert Services

D
5 total complaints ↓ falling

Diversified Adjustment Service, Inc.

D
5 total complaints → stable

Firstsource Business Process Services, LLC

D
5 total complaints → stable

Harris & Harris, Ltd.

D
5 total complaints ↑ rising

Lustig, Glaser & Wilson, P.C.

D
5 total complaints ↓ falling

Monarch Recovery Holdings, Inc.

D
5 total complaints → stable

MoneyLion Inc.

F
5 total complaints ↑ rising

Phoenix Financial Services LLC

D
5 total complaints ↓ falling

Professional Debt Mediation, Inc.

F
5 total complaints → stable

Rozlin Financial Group, Inc.

C
5 total complaints ↑ rising

Santander Bank, National Association

D
5 total complaints ↓ falling

Spring Oaks Capital, LLC

F
5 total complaints ↑ rising

The Bureaus, Inc.

D
5 total complaints → stable

United Services Automobile Association

D
5 total complaints → stable

Upstart Holdings, Inc.

F
5 total complaints ↑ rising

Wakefield & Associates, Inc.

F
5 total complaints ↓ falling

Action Collection Agencies, Inc.

F
4 total complaints ↓ falling

Ad Astra Recovery Services Inc

D
4 total complaints ↓ falling

American Coradius International LLC

D
4 total complaints ↓ falling

BlueChip Financial

C
4 total complaints ↓ falling

Central Portfolio Control Inc.

D
4 total complaints ↑ rising

Credit Control, LLC

F
4 total complaints ↑ rising

Dynamic Recovery Solutions, LLC

D
4 total complaints ↓ falling

If a collector is contacting you in Rhode Island

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this Rhode Island slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Rhode Island

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Rhode Island Resident

With only 2,603 Rhode Island filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the Rhode Island AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.