What is the most common complaint against Receivables Outsourcing, Inc.?

The most common issue consumers report about Receivables Outsourcing, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 135 complaints filed with the CFPB.

Are complaints against Receivables Outsourcing, Inc. increasing or decreasing?

Complaints against Receivables Outsourcing, Inc. are falling. The company received 14 complaints in the last 12 months, showing improvement over prior periods.

What is Receivables Outsourcing, Inc.'s reputation grade?

Receivables Outsourcing, Inc. has a reputation grade of D (score: 55.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Receivables Outsourcing, Inc. respond to consumer complaints?

Receivables Outsourcing, Inc. has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 14% of cases.

In how many states does Receivables Outsourcing, Inc. operate?

Receivables Outsourcing, Inc. has received CFPB complaints from consumers in 19 states, with the most complaints from Maryland (50 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Receivables Outsourcing, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 19 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

40
Communication tactics

28
Cont'd attempts collect debt not owed

23
Written notification about debt

20
Disclosure verification of debt

11
False statements or representation

7

Data updated September 2026

CFPB complaint disposition

CCDB record receivables-outsourcing-inc Receivables Outsourcing, Inc.

Grade D · 135 CFPB filings · 93% timely · lead issue: Attempts to collect debt not owed · vol #702 · compose #3223

VOL 135
GRADE D
12MO 14
STATES 19
TIMELY 93%
DISPUTE 14%
ISSUE Attempts to collect debt n…
RANK #702
COMPOSE #3,223

Volume peers

Nearest volume peer: All State Credit Bureau, Inc. (135 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Receivables Outsourcing, Inc.'s 135 CFPB complaints sit next to All State Credit Bureau, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

37.0% of Receivables Outsourcing, Inc.'s CFPB filings land in Maryland

High volume does not equal a clean composite: Receivables Outsourcing, Inc. is volume #702 but composite #3,223, while Maryland dominates the geography. Corpus placement method.

Dominant state: Maryland 37.0%; 50 of 135 filings · 19 states touched
Seasonal peak: 2014-02 13.0%; 8–15% band · 3 filings
Divergent corpus ranks: #702 volume; #3,223 composite; Cleanest-composite ladder is 2,521 places worse than volume

How does Receivables Outsourcing, Inc. compare to its peers?

How does Receivables Outsourcing, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Receivables Outsourcin… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

99%

91%

Consumer-dispute ratelower is better

14%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-02 2015-06

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	40
Communication tactics	28
Cont'd attempts collect debt not owed	23
Written notification about debt	20
Disclosure verification of debt	11
False statements or representation	7
Took or threatened to take negative or legal action	3
Threatened to contact someone or share information improperly	2
Improper contact or sharing of info	1

Where do complaints against Receivables Outsourcing, Inc. come from?

Receivables Outsourcing, Inc.'s own per-state count, not a national baseline.

Maryland

50
Ohio

14
District of Columbia

10
Pennsylvania

10
Massachusetts

8
Florida

7
New Jersey

7
Virginia

6

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Receivables Outsourcing, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 135.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 93.07692307692308%.

4 peers

Know your rights before responding to Receivables Outsourcing, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.