State complaint profile

Debt collection complaints in North Dakota

1,316 CFPB complaints filed against 305 debt collectors active in North Dakota.

Complaints
1,316
Collectors
305
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Dakota at a glance

North Dakota consumers have filed 1,316 CFPB debt-collection complaints against 305 collectors.

1,316
CFPB complaints filed
305
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Dakota

North Dakota filings are dispersed: the top three collectors hold only 0.5% of 1,316 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from North Dakota residents in this extract is Encore Capital Group Inc. (0.5% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

DLF Law Group, LLC

B
2 total complaints → stable

Debt Management Incorporated

F
2 total complaints ↑ rising

Delbert Services

D
2 total complaints ↓ falling

Enova International, Inc.

D
2 total complaints → stable

Exeter Finance, LLC.

D
2 total complaints ↑ rising

First Collections Inc

C
2 total complaints ↓ falling

Frontline Asset Strategies, LLC

D
2 total complaints ↓ falling

Grant & Weber

D
2 total complaints ↓ falling

Halsted Financial Services, LLC.

D
2 total complaints ↑ rising

Harley Davidson Financial Services Inc

C
2 total complaints ↑ rising

I.q. Data International, Inc.

D
2 total complaints ↓ falling

Kovo

D
2 total complaints ↑ rising

Louisiana Recovery Services Inc.

C
2 total complaints ↓ falling

MRS BPO, LLC

D
2 total complaints → stable

NCS, Inc

D
2 total complaints ↓ falling

Nissan Motor Acceptance Company LLC

C
2 total complaints → stable

North Dakota Housing Finance Agency

A
2 total complaints ↑ rising

Northeast Collection Bureau

F
2 total complaints ↓ falling

ONLINE Information Services, Inc.

D
2 total complaints ↑ rising

Oportun Financial Corporation

C
2 total complaints ↑ rising

Optimum Outcomes, Inc.

F
2 total complaints ↓ falling

Paypal Holdings, Inc

D
2 total complaints ↓ falling

Pinnacle Credit Services, LLC

D
2 total complaints ↓ falling

R & B Corporation of Virginia

D
2 total complaints ↓ falling

Receivables Management Partners, LLC

D
2 total complaints ↓ falling

Recovery Management Solutions LLC

F
2 total complaints ↑ rising

Reel Time Capital LLC

D
2 total complaints ↑ rising

Revenue Recovery Corporation

D
2 total complaints ↓ falling

Rushmore Service Center, LLC

C
2 total complaints ↓ falling

SCA Collections, Inc.

D
2 total complaints ↓ falling

SLM Corporation

C
2 total complaints → stable

Sunrise Credit Services, Inc

D
2 total complaints ↑ rising

South East Collection Specialist

F
2 total complaints ↑ rising

Truist Financial Corporation

F
2 total complaints ↑ rising

TekCollect Inc.

D
2 total complaints ↑ rising

The CBE Group, Inc.

D
2 total complaints → stable

The CMI Group, Inc.

D
2 total complaints ↓ falling

ULRS, Inc.

D
2 total complaints → stable

United Revenue Corporation

F
2 total complaints → stable

Waveland LLC dba FJM

A
2 total complaints ↓ falling

Westlake Services, LLC

D
2 total complaints ↑ rising

Windham Professionals, Inc.

D
2 total complaints ↓ falling

4M Collections, LLC

C
1 total complaints ↑ rising

A & O Recovery Solutions, LLC

F
1 total complaints ↑ rising

Acima Credit, LLC

C
1 total complaints ↑ rising

ACS Education Services

D
1 total complaints ↓ falling

American Honda Finance Corp

D
1 total complaints → stable

AR Resources, Inc.

D
1 total complaints ↓ falling

AR Resources, Inc. (FL)

C
1 total complaints ↓ falling

Asta Funding Inc.

D
1 total complaints ↓ falling

If a collector is contacting you in North Dakota

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this North Dakota slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Dakota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Dakota Resident

With only 1,316 North Dakota filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the North Dakota AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.