What is the most common complaint against North Dakota Housing Finance Agency?

The most common issue consumers report about North Dakota Housing Finance Agency is "Took or threatened to take negative or legal action", specifically "Used obscene/profane/abusive language". This is based on 3 complaints filed with the CFPB.

Are complaints against North Dakota Housing Finance Agency increasing or decreasing?

Complaints against North Dakota Housing Finance Agency are rising. The company received 2 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is North Dakota Housing Finance Agency's reputation grade?

North Dakota Housing Finance Agency has a reputation grade of A (score: 84.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does North Dakota Housing Finance Agency respond to consumer complaints?

North Dakota Housing Finance Agency has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does North Dakota Housing Finance Agency operate?

North Dakota Housing Finance Agency has received CFPB complaints from consumers in 2 states, with the most complaints from North Dakota (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Dakota Housing Finance Agency - Debt Collector Complaint Profile

CFPB complaint profile across 2 states, reputation grade A.

Compiled by PlainCollector

Took or threatened to take negative or legal action

2
Communication tactics

1

Data updated September 2026

CFPB complaint disposition

CCDB record north-dakota-housing-finance-agency North Dakota Housing Finance Agency

Grade A · 3 CFPB filings · 100% timely · lead issue: Took or threatened to take negative or legal action · vol #3773 · compose #163

VOL 3
GRADE A
12MO 2
STATES 2
TIMELY 100%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #3,773
COMPOSE #163

Volume peers

Nearest volume peer: 950 Credit Inc (3 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

North Dakota Housing Finance Agency's 3 CFPB complaints sit next to 950 Credit Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

66.7% of North Dakota Housing Finance Agency's CFPB filings land in North Dakota

High volume does not equal a clean composite: North Dakota Housing Finance Agency is volume #3,773 but composite #163, while North Dakota dominates the geography. Corpus placement method.

Dominant state: North Dakota 66.7%; 2 of 3 filings · 2 states touched
Spike month: 2022-10 22.2%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #3,773 volume; #163 composite; Cleanest-composite ladder is 3,610 places better than volume

How does North Dakota Housing Finance Agency compare to its peers?

How does North Dakota Housing Finance Agency compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

North Dakota Housing F… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-11 2025-11

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	2
Communication tactics	1

Where do complaints against North Dakota Housing Finance Agency come from?

North Dakota Housing Finance Agency's own per-state count, not a national baseline.

North Dakota

2
Maryland

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for North Dakota Housing Finance Agency: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 3.

4 peers

Know your rights before responding to North Dakota Housing Finance Agency: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.