What is the most common complaint against Debt Management Incorporated?

The most common issue consumers report about Debt Management Incorporated is "Communication tactics", specifically "Frequent or repeated calls". This is based on 97 complaints filed with the CFPB.

Are complaints against Debt Management Incorporated increasing or decreasing?

Complaints against Debt Management Incorporated are rising. The company received 40 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Debt Management Incorporated's reputation grade?

Debt Management Incorporated has a reputation grade of F (score: 37.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Debt Management Incorporated respond to consumer complaints?

Debt Management Incorporated has a 37% timely response rate to CFPB complaints. Consumers disputed the company's response in 17% of cases.

In how many states does Debt Management Incorporated operate?

Debt Management Incorporated has received CFPB complaints from consumers in 29 states, with the most complaints from Massachusetts (22 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Debt Management Incorporated - Debt Collector Complaint Profile

CFPB complaint profile across 29 states, reputation grade F.

Compiled by PlainCollector

Communication tactics

43
Attempts to collect debt not owed

18
Cont'd attempts collect debt not owed

9
Disclosure verification of debt

8
Written notification about debt

6
False statements or representation

5

Data updated September 2026

CFPB complaint disposition

CCDB record debt-management-incorporated Debt Management Incorporated

Grade F · 97 CFPB filings · 37% timely · lead issue: Communication tactics · vol #825 · compose #5048

VOL 97
GRADE F
12MO 40
STATES 29
TIMELY 37%
DISPUTE 17%
ISSUE Communication tactics
RANK #825
COMPOSE #5,048

Volume peers

Nearest volume peer: Climb Credit Inc. (97 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Debt Management Incorporated's 97 CFPB complaints sit next to Climb Credit Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Massachusetts is the plurality state for Debt Management Incorporated (22.7%)

Volume rank #825 and composite rank #5,048 diverge by 4,223 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Massachusetts 22.7%; Mid-band (15–30%) · 29 states with ≥1 filing
Seasonal peak: 2024-03 12.2%; 8–15% band · 5 filings
Divergent corpus ranks: #825 volume; #5,048 composite; Cleanest-composite ladder is 4,223 places worse than volume

How does Debt Management Incorporated compare to its peers?

How does Debt Management Incorporated compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Debt Management Incorp… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

37%

99%

91%

Consumer-dispute ratelower is better

17%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-04 2024-09

Issue Detail Breakdown

Issue	Complaints
Communication tactics	43
Attempts to collect debt not owed	18
Cont'd attempts collect debt not owed	9
Disclosure verification of debt	8
Written notification about debt	6
False statements or representation	5
Took or threatened to take negative or legal action	4
Improper contact or sharing of info	2
Taking/threatening an illegal action	2

Where do complaints against Debt Management Incorporated come from?

Debt Management Incorporated's own per-state count, not a national baseline.

Massachusetts

22
Rhode Island

8
Texas

8
Florida

5
Virginia

5
Maine

4
Idaho

3
Illinois

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Debt Management Incorporated: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 97.

4 peers

Know your rights before responding to Debt Management Incorporated: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.