What is the most common complaint against First Collections Inc?

The most common issue consumers report about First Collections Inc is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 7 complaints filed with the CFPB.

Are complaints against First Collections Inc increasing or decreasing?

Complaints against First Collections Inc are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is First Collections Inc's reputation grade?

First Collections Inc has a reputation grade of C (score: 56.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does First Collections Inc respond to consumer complaints?

First Collections Inc has a 43% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does First Collections Inc operate?

First Collections Inc has received CFPB complaints from consumers in 6 states, with the most complaints from North Dakota (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

First Collections Inc - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade C.

Compiled by PlainCollector

False statements or representation

3
Communication tactics

2
Took or threatened to take negative or legal action

1
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record first-collections-inc First Collections Inc

Grade C · 7 CFPB filings · 43% timely · lead issue: False statements or representation · vol #2819 · compose #3067

VOL 7
GRADE C
12MO 0
STATES 6
TIMELY 43%
DISPUTE 0%
ISSUE False statements or repres…
RANK #2,819
COMPOSE #3,067

Volume peers

Nearest volume peer: Account Services Inc. (7 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

First Collections Inc's 7 CFPB complaints sit next to Account Services Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

North Dakota is the plurality state for First Collections Inc (28.6%)

Figures below come from this collector's company_states / company_monthly rows and corpus RankMaps. Corpus placement method.

Plurality state: North Dakota 28.6%; Mid-band (15–30%) · 6 states with ≥1 filing
Seasonal peak: 2014-12 9.1%; 8–15% band · 1 filings
Corpus ranks: #2,819 volume; #3,067 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does First Collections Inc compare to its peers?

How does First Collections Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

First Collections Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

43%

86%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-12 2024-06

Issue Detail Breakdown

Issue	Complaints
False statements or representation	3
Communication tactics	2
Took or threatened to take negative or legal action	1
Cont'd attempts collect debt not owed	1

Where do complaints against First Collections Inc come from?

First Collections Inc's own per-state count, not a national baseline.

North Dakota

2
Delaware

1
Minnesota

1
North Carolina

1
Pennsylvania

1
South Dakota

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for First Collections Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 7.

4 peers

Know your rights before responding to First Collections Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.