State complaint profile

Debt collection complaints in North Dakota

1,316 CFPB complaints filed against 305 debt collectors active in North Dakota.

Complaints
1,316
Collectors
305
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Dakota at a glance

North Dakota consumers have filed 1,316 CFPB debt-collection complaints against 305 collectors.

1,316
CFPB complaints filed
305
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Dakota

North Dakota filings are dispersed: the top three collectors hold only 0.2% of 1,316 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from North Dakota residents in this extract is Encore Capital Group Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 4

Sorted by most complaints

Automotive Credit Corporation

F
1 total complaints ↑ rising

Aargon Agency, Inc.

F
1 total complaints → stable

Account Liquidation Services Inc.

C
1 total complaints ↓ falling

Admin Recovery, LLC

D
1 total complaints ↓ falling

Advanced Collection Bureau, Inc.

D
1 total complaints ↓ falling

Advantage Credit Bureau Inc.

A
1 total complaints ↓ falling

Aldous & Associates, PLLC

D
1 total complaints ↑ rising

Alliance One, Inc.

D
1 total complaints ↓ falling

Alliant Capital Management LLC

D
1 total complaints → stable

Altisource Portfolio Solutions, S.à r.l.

C
1 total complaints ↓ falling

American Credit Exchange, Inc

B
1 total complaints → stable

American Credit Financial

C
1 total complaints ↓ falling

American First Finance, Inc.

F
1 total complaints → stable

Ascension Point Recovery Services, LLC

C
1 total complaints ↓ falling

Associated Credit Services, Inc.

D
1 total complaints → stable

Avant Holding Company, Inc.

F
1 total complaints ↑ rising

Barclays Bank Delaware

D
1 total complaints ↑ rising

BHA Services

F
1 total complaints ↓ falling

Blakely-Witt and Associates, Inc.

D
1 total complaints ↓ falling

Blitt and Gaines, P.C.

D
1 total complaints → stable

Bull City Financial Solutions, Inc

D
1 total complaints ↑ rising

Bushwood Capital Group, Inc.

B
1 total complaints ↓ falling

Cashcall, Inc.

D
1 total complaints ↓ falling

CB1, Inc.

D
1 total complaints ↓ falling

Check Into Cash Inc.

C
1 total complaints ↓ falling

CMRE Financial Services, Inc.

D
1 total complaints ↓ falling

Contract Callers Inc

D
1 total complaints ↑ rising

Capital Management Services, LP

D
1 total complaints ↓ falling

CarMax, Inc.

C
1 total complaints ↑ rising

Carter-Young, Inc.

F
1 total complaints → stable

Cascade Capital, LLC

D
1 total complaints → stable

Cawley & Bergmann, LLP

D
1 total complaints ↓ falling

Chaplain Financial Services LLC

F
1 total complaints ↓ falling

Collection Resources, Inc.

C
1 total complaints ↓ falling

Collection Specialists, Inc.

C
1 total complaints ↓ falling

Commonwealth Financial Systems, Inc.

F
1 total complaints ↓ falling

Consumer Adjustment Company Incorporated

D
1 total complaints → stable

Consumer Portfolio Services, Inc.

D
1 total complaints ↑ rising

Continental Finance Company, LLC

C
1 total complaints ↑ rising

Continental Services Group, Inc. d/b/a ConServe

C
1 total complaints → stable

Cornerstone Holdings, Inc.

B
1 total complaints → stable

Credit Bureau of York, Inc.

D
1 total complaints ↓ falling

Credit Service Company, INC

D
1 total complaints ↓ falling

D&A Services, LLC

D
1 total complaints ↓ falling

Davis & Jones, LLC

C
1 total complaints ↑ rising

Debt Direct Portfolio Management, LLC

C
1 total complaints → stable

Debt Management Holdings LLC

A
1 total complaints ↓ falling

Debt Recovery Solutions, LLC

D
1 total complaints → stable

Eastern Account Systems of Connecticut, Inc.

D
1 total complaints ↑ rising

Elite Financial Services, Inc.

D
1 total complaints ↓ falling

If a collector is contacting you in North Dakota

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this North Dakota slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Dakota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Dakota Resident

With only 1,316 North Dakota filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the North Dakota AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.