State complaint profile

Debt collection complaints in North Dakota

1,316 CFPB complaints filed against 305 debt collectors active in North Dakota.

Complaints
1,316
Collectors
305
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

North Dakota at a glance

North Dakota consumers have filed 1,316 CFPB debt-collection complaints against 305 collectors.

1,316
CFPB complaints filed
305
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in North Dakota

North Dakota filings are dispersed: the top three collectors hold only 0.2% of 1,316 complaints.

Absolute counts are small, so a single regional collector or a thin national-buyer footprint can swing the ranking. Compare the volume peers below before treating any one name as a statewide pattern.

The collector with the most complaints from North Dakota residents in this extract is Encore Capital Group Inc. (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Enhanced Acquisitions, LLC

D
1 total complaints ↓ falling

F&M Capital LLC

D
1 total complaints ↓ falling

Fifth Third Financial Corporation

D
1 total complaints → stable

First Interstate Bancsystem, Inc.

B
1 total complaints ↑ rising

FMA Alliance, Ltd.

C
1 total complaints → stable

Fidelity Properties Inc.

D
1 total complaints → stable

Financial Credit Service, Inc.

D
1 total complaints ↓ falling

First Advantage LNS Inc.

F
1 total complaints ↓ falling

First Credit Services Inc.

D
1 total complaints ↑ rising

First Data Corporation

D
1 total complaints ↓ falling

First National Auto Sales, Inc

F
1 total complaints ↑ rising

First Step Group, LLC

C
1 total complaints ↓ falling

Firstsource Business Process Services, LLC

D
1 total complaints → stable

Flandreau Santee Sioux Tribe

D
1 total complaints ↓ falling

FlexShopper, Inc

D
1 total complaints → stable

Franklin Collection Service, Inc.

D
1 total complaints ↓ falling

Frost-Arnett Company

D
1 total complaints ↓ falling

G & D Compliance

A
1 total complaints ↓ falling

Galaxy Capital Acquisitions, LLC

D
1 total complaints ↓ falling

General Service Bureau, Inc.

D
1 total complaints ↓ falling

Genesis Credit Management, LLC

F
1 total complaints ↓ falling

Global Credit & Collection Corporation

D
1 total complaints ↓ falling

Global Lending Services LLC

C
1 total complaints ↑ rising

Global Processing Services, LLC

F
1 total complaints → stable

Greenberg, Grant & Richards Inc.

D
1 total complaints → stable

Huntington National Bank, the

C
1 total complaints → stable

Hauge Associates, Inc.

C
1 total complaints ↓ falling

Iqor US Inc

D
1 total complaints ↓ falling

Improved Data Services LLC

D
1 total complaints ↓ falling

Integrated Recovery Services

F
1 total complaints ↓ falling

JH Portfolio Debt Equities, LLC

D
1 total complaints ↓ falling

JTM Capital Management, LLC

F
1 total complaints ↓ falling

Jim Bottin Enterprises, Inc

D
1 total complaints → stable

Life Line Billing Systems, LLC

C
1 total complaints → stable

Linebarger Goggan Blair & Sampson LLP

D
1 total complaints ↓ falling

Lockhart, Morris & Montgomery Inc.

D
1 total complaints ↑ rising

M. G. Credit, Inc.

D
1 total complaints ↑ rising

Mandarich Law Group, LLP

D
1 total complaints → stable

Maury Cobb, Attorney at Law, LLC

C
1 total complaints ↓ falling

Media Collections, Inc

C
1 total complaints → stable

Merchants and Medical Credit Corporation, Inc.

D
1 total complaints ↓ falling

Miller, Stark, Klein and Associates

C
1 total complaints ↓ falling

MiraMed Revenue Group LLC

C
1 total complaints ↓ falling

Mobiloans, LLC

F
1 total complaints ↑ rising

Monterey Financial Services LLC

D
1 total complaints ↑ rising

Mountain Land Collections, Inc.

C
1 total complaints → stable

Navy Federal Credit Union

D
1 total complaints ↑ rising

Nationwide Capital Services, LLC

F
1 total complaints ↑ rising

Niagara Portfolio Solutions LLC

C
1 total complaints ↓ falling

North Capital Recovery Services

C
1 total complaints ↑ rising

If a collector is contacting you in North Dakota

Thin filing books still share the national grade curve - verify before treating a local name as unique.

  • Thin state books still share the national grade curve - check the collector's nationwide record, not just this North Dakota slice. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • With few local filings, peer-state profiles are the fastest context check before escalating. All states

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with North Dakota

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a North Dakota Resident

With only 1,316 North Dakota filings in this extract, start at the CFPB complaint form for a public record, then confirm whether the North Dakota AG or banking regulator offers a state-specific intake - thin books still use the same three-channel pattern. Open the CFPB complaint form.