What is the most common complaint against A & O Recovery Solutions, LLC?

The most common issue consumers report about A & O Recovery Solutions, LLC is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 160 complaints filed with the CFPB.

Are complaints against A & O Recovery Solutions, LLC increasing or decreasing?

Complaints against A & O Recovery Solutions, LLC are rising. The company received 95 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is A & O Recovery Solutions, LLC's reputation grade?

A & O Recovery Solutions, LLC has a reputation grade of F (score: 26.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does A & O Recovery Solutions, LLC respond to consumer complaints?

A & O Recovery Solutions, LLC has a 0% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does A & O Recovery Solutions, LLC operate?

A & O Recovery Solutions, LLC has received CFPB complaints from consumers in 30 states, with the most complaints from Georgia (37 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

A & O Recovery Solutions, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 30 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

61
Attempts to collect debt not owed

60
Written notification about debt

16
Communication tactics

8
False statements or representation

6
Cont'd attempts collect debt not owed

4

Data updated September 2026

CFPB complaint disposition

CCDB record a-o-recovery-solutions-llc A & O Recovery Solutions, LLC

Grade F · 160 CFPB filings · 0% timely · lead issue: Took or threatened to take negative or legal action · vol #632 · compose #5241

VOL 160
GRADE F
12MO 95
STATES 30
TIMELY 0%
DISPUTE 0%
ISSUE Took or threatened to take…
RANK #632
COMPOSE #5,241

Volume peers

Nearest volume peer: Collection Professionals, Inc. (160 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

A & O Recovery Solutions, LLC's 160 CFPB complaints sit next to Collection Professionals, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Filing geometry

Georgia is the plurality state for A & O Recovery Solutions, LLC (23.1%)

Volume rank #632 and composite rank #5,241 diverge by 4,609 places on PlainCollector's CFPB-derived corpus maps. Corpus placement method.

Plurality state: Georgia 23.1%; Mid-band (15–30%) · 30 states with ≥1 filing
Seasonal peak: 2025-10 9.0%; 8–15% band · 25 filings
Divergent corpus ranks: #632 volume; #5,241 composite; Cleanest-composite ladder is 4,609 places worse than volume

How does A & O Recovery Solutions, LLC compare to its peers?

How does A & O Recovery Solutions, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

A & O Recovery Solutio… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

91%

Consumer-dispute ratelower is better

38%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	61
Attempts to collect debt not owed	60
Written notification about debt	16
Communication tactics	8
False statements or representation	6
Cont'd attempts collect debt not owed	4
Electronic communications	3
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against A & O Recovery Solutions, LLC come from?

A & O Recovery Solutions, LLC's own per-state count, not a national baseline.

Georgia

37
California

33
Arizona

13
Illinois

11
Virginia

10
Florida

7
North Carolina

6
Texas

6

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for A & O Recovery Solutions, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 160.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 0%.

4 peers

Know your rights before responding to A & O Recovery Solutions, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.