State complaint profile

Debt collection complaints in New Mexico

3,541 CFPB complaints filed against 654 debt collectors active in New Mexico.

Complaints
3,541
Collectors
654
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Mexico at a glance

New Mexico consumers have filed 3,541 CFPB debt-collection complaints against 654 collectors.

3,541
CFPB complaints filed
654
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Mexico

New Mexico filings are dispersed: the top three collectors hold only 0.3% of 3,541 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from New Mexico residents in this extract is Encore Capital Group Inc. (0.3% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Collection Service of Nevada

D
3 total complaints → stable

Consolidated Management Group, LLC

D
3 total complaints ↓ falling

Continental Finance Company, LLC

C
3 total complaints ↑ rising

Credit Service Company

F
3 total complaints ↑ rising

Delbert Services

D
3 total complaints ↓ falling

Ditech Financial LLC

D
3 total complaints ↓ falling

Fidelity National Information Services, Inc. (FNIS)

D
3 total complaints ↓ falling

Financial Corporation of America

D
3 total complaints ↓ falling

GFS, Inc.

C
3 total complaints → stable

Healthcare Finance Direct LLC.

F
3 total complaints ↑ rising

Linebarger Goggan Blair & Sampson LLP

D
3 total complaints ↓ falling

Mountain America Federal Credit Union

D
3 total complaints ↑ rising

Monarch Recovery Holdings, Inc.

D
3 total complaints → stable

NCC Business Services, Inc.

D
3 total complaints ↓ falling

Nationwide Recovery Systems, Ltd

D
3 total complaints ↓ falling

Nelson and Kennard, LLP

D
3 total complaints → stable

ORG GC GP Buyer, LLC

D
3 total complaints ↓ falling

Optimum Outcomes, Inc.

F
3 total complaints ↓ falling

Penn Credit Corporation

D
3 total complaints ↓ falling

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

D
3 total complaints ↓ falling

RSI Enterprises, Inc.

D
3 total complaints ↓ falling

SIMM Associates, Inc.

D
3 total complaints → stable

Sentry Credit, Inc.

D
3 total complaints ↓ falling

Synergetic Communication Inc

D
3 total complaints ↑ rising

Truist Financial Corporation

F
3 total complaints ↑ rising

The Best Service Co.,Inc

D
3 total complaints ↓ falling

Total Card, Inc.

D
3 total complaints ↓ falling

Tulsa Adjustment Bureau

D
3 total complaints ↓ falling

United Collection Bureau, Inc.

D
3 total complaints → stable

Upstart Holdings, Inc.

F
3 total complaints ↑ rising

Weltman, Weinberg & Reis Co., L.P.A.

D
3 total complaints ↓ falling

2288984 Ontario Inc.

C
2 total complaints ↑ rising

AA Recovery Solutions, Inc.

F
2 total complaints ↓ falling

AES/Pheaa

D
2 total complaints ↓ falling

American Honda Finance Corp

D
2 total complaints → stable

Apple Recovery, LLC

C
2 total complaints ↓ falling

Absolute Resolutions Corp.

C
2 total complaints ↑ rising

Access Financial LLC

B
2 total complaints ↓ falling

Account Control Technology, Inc.

C
2 total complaints ↓ falling

Account Discovery Systems, LLC

C
2 total complaints ↓ falling

Alliance One, Inc.

D
2 total complaints ↓ falling

Alpha Recovery Corp

D
2 total complaints ↓ falling

American Accounts & Advisers, Inc.

D
2 total complaints ↓ falling

American Credit Acceptance, LLC

D
2 total complaints ↑ rising

Army and Air Force Exchange Service

F
2 total complaints ↑ rising

Atlantic Credit & Finance, Inc.

C
2 total complaints ↓ falling

Atlanticus Services Corporation

D
2 total complaints ↑ rising

Avant Credit Corporation

C
2 total complaints ↓ falling

Bbva Financial Corporation

C
2 total complaints ↓ falling

BlueChip Financial

C
2 total complaints ↓ falling

If a collector is contacting you in New Mexico

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official New Mexico resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Mexico

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Mexico Resident

Three parallel channels apply in New Mexico: the CFPB complaint form (powers this dataset), the New Mexico attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.