What is the most common complaint against Access Financial LLC?

The most common issue consumers report about Access Financial LLC is "Communication tactics", specifically "Frequent or repeated calls". This is based on 8 complaints filed with the CFPB.

Are complaints against Access Financial LLC increasing or decreasing?

Complaints against Access Financial LLC are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Access Financial LLC's reputation grade?

Access Financial LLC has a reputation grade of B (score: 65.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Access Financial LLC respond to consumer complaints?

Access Financial LLC has a 88% timely response rate to CFPB complaints. Consumers disputed the company's response in 25% of cases.

In how many states does Access Financial LLC operate?

Access Financial LLC has received CFPB complaints from consumers in 6 states, with the most complaints from California (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Access Financial LLC - Debt Collector Complaint Profile

CFPB complaint profile across 6 states, reputation grade B.

Compiled by PlainCollector

Communication tactics

4
Improper contact or sharing of info

2
Attempts to collect debt not owed

1
Took or threatened to take negative or legal action

1

Data updated September 2026

CFPB complaint disposition

CCDB record access-financial-llc Access Financial LLC

Grade B · 8 CFPB filings · 88% timely · lead issue: Communication tactics · vol #2668 · compose #1741

VOL 8
GRADE B
12MO 0
STATES 6
TIMELY 88%
DISPUTE 25%
ISSUE Communication tactics
RANK #2,668
COMPOSE #1,741

Volume peers

Nearest volume peer: A+ Loans, Inc. (8 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Access Financial LLC's 8 CFPB complaints sit next to A+ Loans, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

California is the plurality state for Access Financial LLC (25.0%)

The 2015-03 spike coincides with a 927-place gap between volume rank #2,668 and composite #1,741. Corpus placement method.

Plurality state: California 25.0%; Mid-band (15–30%) · 6 states with ≥1 filing
Spike month: 2015-03 16.7%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,668 volume; #1,741 composite; Cleanest-composite ladder is 927 places better than volume

How does Access Financial LLC compare to its peers?

How does Access Financial LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Access Financial LLC National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

88%

91%

Consumer-dispute ratelower is better

25%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2015-03 2025-12

Issue Detail Breakdown

Issue	Complaints
Communication tactics	4
Improper contact or sharing of info	2
Attempts to collect debt not owed	1
Took or threatened to take negative or legal action	1

Where do complaints against Access Financial LLC come from?

Access Financial LLC's own per-state count, not a national baseline.

California

2
New Mexico

2
Idaho

1
Minnesota

1
Missouri

1
Oregon

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Access Financial LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 8.

4 peers

Know your rights before responding to Access Financial LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.