State complaint profile

Debt collection complaints in New Mexico

3,541 CFPB complaints filed against 654 debt collectors active in New Mexico.

Complaints
3,541
Collectors
654
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Mexico at a glance

New Mexico consumers have filed 3,541 CFPB debt-collection complaints against 654 collectors.

3,541
CFPB complaints filed
654
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Mexico

New Mexico filings are dispersed: the top three collectors hold only 1.1% of 3,541 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from New Mexico residents in this extract is Encore Capital Group Inc. (1.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 2

Sorted by most complaints

Southwest Credit Systems, L.P.

D
14 total complaints → stable

Cottonwood Financial Ltd.

C
13 total complaints ↓ falling

NCB Management Services Inc.

D
13 total complaints ↑ rising

U.s. Bancorp

D
13 total complaints ↓ falling

Wakefield & Associates, Inc.

F
13 total complaints ↓ falling

Amsher Collection Services, Inc.

D
12 total complaints ↓ falling

Guglielmo and Associates

D
12 total complaints → stable

Professional Finance Company, Inc.

D
12 total complaints ↓ falling

The Moore Law Group

D
12 total complaints → stable

Continental Services Group, Inc. d/b/a ConServe

C
11 total complaints → stable

EOS Holdings, Inc.

D
11 total complaints ↓ falling

MRS BPO, LLC

D
11 total complaints → stable

Regional Management Corporation

D
11 total complaints ↑ rising

Sunrise Credit Services, Inc

D
11 total complaints ↑ rising

Waypoint Resource Group, LLC

F
11 total complaints ↑ rising

World Acceptance Corporation

D
11 total complaints ↑ rising

Cavalry Investments, LLC

D
10 total complaints → stable

Collection Management Holdings, LLC

F
10 total complaints ↑ rising

Expert Global Solutions, Inc.

D
10 total complaints ↓ falling

Fair Collections & Outsourcing, Inc.

D
10 total complaints ↑ rising

Spring Oaks Capital, LLC

F
10 total complaints ↑ rising

Debt Recovery Solutions, LLC

D
9 total complaints → stable

Dynamic Recovery Solutions, LLC

D
9 total complaints ↓ falling

Harris & Harris, Ltd.

D
9 total complaints ↑ rising

Navy Federal Credit Union

D
9 total complaints ↑ rising

Receivables Performance Management, LLC

D
9 total complaints ↓ falling

Security Finance Corp

C
9 total complaints ↑ rising

Sequium Asset Solutions, LLC

F
9 total complaints ↑ rising

TekCollect Inc.

D
9 total complaints ↑ rising

The CBE Group, Inc.

D
9 total complaints → stable

The CMI Group, Inc.

D
9 total complaints ↓ falling

TrueAccord Corp.

D
9 total complaints ↑ rising

Affirm Holdings, Inc

F
8 total complaints ↑ rising

Barclays Bank Delaware

D
8 total complaints ↑ rising

Central Portfolio Control Inc.

D
8 total complaints ↑ rising

Community Health Investment Company, LLC.

D
8 total complaints ↓ falling

Credit Corp Solutions Inc.

D
8 total complaints ↑ rising

Credit Service Company, INC

D
8 total complaints ↓ falling

Enova International, Inc.

D
8 total complaints → stable

JH Portfolio Debt Equities, LLC

D
8 total complaints ↓ falling

NRA Group, LLC

D
8 total complaints ↑ rising

Paypal Holdings, Inc

D
8 total complaints ↓ falling

Populus Financial Group, Inc. (F/K/A Ace Cash Express)

D
8 total complaints ↓ falling

SUN Loan Company Inc.

C
8 total complaints ↑ rising

Stellar Recovery, Inc.

D
8 total complaints ↓ falling

Zions Debt Holdings

F
8 total complaints ↑ rising

Ally Financial Inc.

D
7 total complaints ↑ rising

CMRE Financial Services, Inc.

D
7 total complaints ↓ falling

Community Choice Financial, Inc.

D
7 total complaints ↓ falling

CURO Intermediate Holdings

D
7 total complaints ↓ falling

If a collector is contacting you in New Mexico

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official New Mexico resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Mexico

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Mexico Resident

Three parallel channels apply in New Mexico: the CFPB complaint form (powers this dataset), the New Mexico attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.