State complaint profile

Debt collection complaints in New Jersey

30,806 CFPB complaints filed against 1,278 debt collectors active in New Jersey.

Complaints
30,806
Collectors
1,278
Top collector
Resurgent Capital Services L.P.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

New Jersey at a glance

New Jersey consumers have filed 30,806 CFPB debt-collection complaints against 1,278 collectors.

30,806
CFPB complaints filed
1,278
collectors active here
#1
most-complained: Resurgent Capital Services L.P.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in New Jersey

New Jersey filings are dispersed: the top three collectors hold only 0.1% of 30,806 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from New Jersey residents in this extract is Resurgent Capital Services L.P. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 8

Sorted by most complaints

Credigy USA Corp.

C
8 total complaints ↓ falling

Cawley & Bergmann, LLP

D
8 total complaints ↓ falling

Credit Bureau Collection Services, Inc.

C
8 total complaints ↓ falling

FMS Inc.

C
8 total complaints ↓ falling

Frost-Arnett Company

D
8 total complaints ↓ falling

GB Collects, LLC

F
8 total complaints → stable

Green Square Company LLC.

F
8 total complaints ↓ falling

Integrated Recovery Services

F
8 total complaints ↓ falling

LTD Financial Services, L.P.

D
8 total complaints ↓ falling

Nationwide Capital Services, LLC

F
8 total complaints ↑ rising

Omega RMS, LLC

D
8 total complaints ↑ rising

Optimum Outcomes, Inc.

F
8 total complaints ↓ falling

Professional Bureau of Collections of Maryland, Inc., GREENWOOD VILLAGE, CO Branch

D
8 total complaints ↓ falling

RMB, Inc.

C
8 total complaints ↓ falling

Real Time Group, Inc.

D
8 total complaints ↓ falling

Rozlin Financial Group, Inc.

C
8 total complaints ↑ rising

Thrift Investment Corp.

B
8 total complaints ↓ falling

Webcollex, LLC

D
8 total complaints ↓ falling

American Adjustment Bureau,Inc.

C
7 total complaints ↓ falling

AmerAssist A/R Solutions, Inc.

F
7 total complaints ↓ falling

Atlantic Credit & Finance, Inc.

C
7 total complaints ↓ falling

Coast Professional, Inc.

D
7 total complaints ↓ falling

Chime Financial Inc

D
7 total complaints ↑ rising

Choice Recovery, Inc.

D
7 total complaints ↓ falling

Data and Contact Management Solutions, LLC

C
7 total complaints ↓ falling

Everest Receivable Services Inc.

C
7 total complaints → stable

Faloni & Associates, LLC

B
7 total complaints ↓ falling

FEDChex Recovery, LLC

F
7 total complaints ↑ rising

Fenton & McGarvey Law Firm, P.S.C.

D
7 total complaints ↓ falling

Financial Data Systems

F
7 total complaints ↓ falling

Forster & Garbus LLP

D
7 total complaints ↓ falling

GSI Recovery, LLC

C
7 total complaints ↓ falling

Galaxy Capital Acquisitions, LLC

D
7 total complaints ↓ falling

Key 2 Recovery, Inc.

D
7 total complaints → stable

Ncsplus Incorporated

C
7 total complaints ↓ falling

North Shore Agency, LLC

C
7 total complaints ↓ falling

Optio Solutions, LLC

D
7 total complaints ↑ rising

Pluese, Becker & Saltzman, LLC

B
7 total complaints → stable

Populus Financial Group, Inc. (F/K/A Ace Cash Express)

D
7 total complaints ↓ falling

RAB Performance Recoveries, LLC

C
7 total complaints ↓ falling

Rushmore Loan Management Services LLC

D
7 total complaints ↓ falling

Receivables Outsourcing, Inc.

D
7 total complaints ↓ falling

Second Round Limited Partnership, Austin, TX Branch

D
7 total complaints ↓ falling

Stenger & Stenger, P.C

D
7 total complaints → stable

Stephen Einstein & Associates, P.C.

C
7 total complaints ↓ falling

Tate and Kirlin Assoc

D
7 total complaints ↓ falling

Tsarouhis Law Group, LLC

F
7 total complaints ↑ rising

USI Solutions Inc.

C
7 total complaints ↓ falling

Avante

D
6 total complaints ↓ falling

Account Control Technology, Inc.

C
6 total complaints ↓ falling

If a collector is contacting you in New Jersey

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest New Jersey names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official New Jersey AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with New Jersey

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a New Jersey Resident

New Jersey's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the New Jersey attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.