State complaint profile

Debt collection complaints in Iowa

3,765 CFPB complaints filed against 674 debt collectors active in Iowa.

Complaints
3,765
Collectors
674
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Iowa at a glance

Iowa consumers have filed 3,765 CFPB debt-collection complaints against 674 collectors.

3,765
CFPB complaints filed
674
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Iowa

Iowa filings are dispersed: the top three collectors hold only 0.1% of 3,765 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Iowa residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 9

Sorted by most complaints

Credico. Inc

D
1 total complaints ↓ falling

Credigy USA Corp.

C
1 total complaints ↓ falling

CW Financial

F
1 total complaints ↓ falling

Cade Investments LLC

D
1 total complaints ↓ falling

Cambrian Group

B
1 total complaints ↑ rising

Capital Collection Management LLC

D
1 total complaints ↑ rising

Capital Mitigation Services, LLC

D
1 total complaints ↑ rising

Capital Recovery Systems, Inc.

D
1 total complaints ↓ falling

CarMax, Inc.

C
1 total complaints ↑ rising

Cascade Capital, LLC

D
1 total complaints → stable

Ceannate

C
1 total complaints ↓ falling

Central States Recovery, Inc.

C
1 total complaints ↓ falling

Certified Recovery Inc

B
1 total complaints ↓ falling

Chaplain Financial Services LLC

F
1 total complaints ↓ falling

Charlottesville Bureau of Credits, Inc

D
1 total complaints ↓ falling

Citi Management Group, LLC

F
1 total complaints ↓ falling

Coastal Financial Solutions, LLC

D
1 total complaints ↓ falling

Cochren Bailey & Associates, LLC

B
1 total complaints ↓ falling

Collection Attorneys USA LLC

D
1 total complaints ↑ rising

Collection Bureau of America Ltd.

F
1 total complaints ↓ falling

Collection Bureau of Little Falls, Inc.

A
1 total complaints → stable

Collins Asset Group, LLC

F
1 total complaints ↓ falling

Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)

D
1 total complaints ↓ falling

Computer Credit, Inc.

C
1 total complaints ↓ falling

Constar Financial Services, LLC

D
1 total complaints ↓ falling

Consumer Asset Management (Texas)

B
1 total complaints ↓ falling

Consumer Collection Management. Inc

F
1 total complaints → stable

Consumer Recovery Solutions, LLC

F
1 total complaints ↓ falling

Cooper Hoffman Klein Associates

D
1 total complaints ↓ falling

Cottonwood Financial Ltd.

C
1 total complaints ↓ falling

Credit Bureau Collection Services, Inc.

C
1 total complaints ↓ falling

Credit Bureau Data, Inc.

D
1 total complaints ↓ falling

Credit Bureau Services Association

D
1 total complaints → stable

Credit Bureau of Columbia, Inc.

B
1 total complaints ↓ falling

Credit Bureau of Lancaster County, Inc.

D
1 total complaints ↓ falling

Credit Card Receivables Fund Incorporated

D
1 total complaints ↓ falling

Credit Central Holdings, LLC

C
1 total complaints ↑ rising

Credit Collection Partners, Inc.

C
1 total complaints ↓ falling

Credit Counsel, Inc.

C
1 total complaints → stable

Credit Management Control, Inc.

D
1 total complaints ↓ falling

Credit Management Services, Inc.

D
1 total complaints ↓ falling

Credit Management Systems

C
1 total complaints ↓ falling

Credit One LLC

C
1 total complaints ↑ rising

Credit Service International Corp

C
1 total complaints ↑ rising

Credit Systems International, Inc.

D
1 total complaints ↑ rising

Crow Creek Sioux Tribe

F
1 total complaints ↑ rising

Crown Asset Management, LLC, Duluth, GA Branch

D
1 total complaints → stable

DCI Credit Services, Inc.

F
1 total complaints ↓ falling

DFC Global Corp.

D
1 total complaints ↓ falling

DRB-40, LLC

C
1 total complaints ↑ rising

If a collector is contacting you in Iowa

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Iowa resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Iowa

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Iowa Resident

Three parallel channels apply in Iowa: the CFPB complaint form (powers this dataset), the Iowa attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.