This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 28 complaints

Credit Bureau Data, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade D.

Complaints by issue type

What consumers report about Credit Bureau Data, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record credit-bureau-data-inc Credit Bureau Data, Inc.

Grade D · 28 CFPB filings · 93% timely · lead issue: False statements or representation

  • VOL 28
  • GRADE D
  • 12MO 3
  • STATES 8
  • TIMELY 93%
  • DISPUTE 40%
  • ISSUE False statements or repres…
  • RANK #1,586
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Access Capital Services, Inc. (28 complaints)

Access Capital Services, Inc.Access Capital Services, Inc.28Accounts Receivable Consultants Inc.Accounts Receivable Consulta…28Automobile Acceptance CorporationAutomobile Acceptance Corpor…28Brightwater Capital, LLCBrightwater Capital, LLC28Credit Bureau Data, Inc. (this)Credit Bureau Data, Inc. (th…28
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Bureau Data, Inc.'s 28 CFPB complaints sit next to Access Capital Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 28 complaints break down

Every complaint issue type on record for Credit Bureau Data, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
55.3/100
Credit Bureau Data, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
28
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
93%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate B
40%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

71.4% of Credit Bureau Data, Inc.'s CFPB filings land in Wisconsin

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Wisconsin 71.4%
20 of 28 filings · 8 states touched
Spike month
2023-07 16.7%
1 filings that month · spiky (≥15% of series)
Corpus ranks
#1,586 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Credit Bureau Data, Inc. compare to its peers?

How does Credit Bureau Data, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Credit Bureau Data, Inc. National average
Complaints (last 12 mo)lower is better
3
0
268
Timely-response ratehigher is better
93%
90%
91%
Consumer-dispute ratelower is better
40%
40%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Credit Bureau Data, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 50%60%70%80%90%100%110% 0%50%100%150% Timely response rate (%) Dispute rate (%) Credit Bureau Data, Inc. vs. 8 similar-volume peers, by response speed and dispute rate Credit Bureau Data, Inc.Caneel Capital, LLCCredit Bureau of Bessemer, IncCARS Acquisition, LLCCredit Resolutions, LLCBrightwater Capital, LLCCredits, IncorporatedAccounts Receivable Consultants Inc.Access Capital Services, Inc.
Source: CFPB Consumer Complaint Database

Credit Bureau Data, Inc.'s complaint volume in context

Credit Bureau Data, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

28 71st percentile higher than 71% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). This entry sits in this band. 40–60: 260 collectors (5%). Above this entry. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Credit Bureau Data, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2023-07 2025-07

Issue Detail Breakdown

Issue Complaints
False statements or representation
8
Took or threatened to take negative or legal action
6
Attempts to collect debt not owed
5
Written notification about debt
4
Communication tactics
2
Cont'd attempts collect debt not owed
1
Improper contact or sharing of info
1
Taking/threatening an illegal action
1

Where do complaints against Credit Bureau Data, Inc. come from?

Credit Bureau Data, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Credit Bureau Data, Inc.

Across 8 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Bureau Data, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 28.

4 peers

Know your rights before responding to Credit Bureau Data, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.