What is the most common complaint against Credit Bureau Data, Inc.?

The most common issue consumers report about Credit Bureau Data, Inc. is "False statements or representation", specifically "Attempted to collect wrong amount". This is based on 28 complaints filed with the CFPB.

Are complaints against Credit Bureau Data, Inc. increasing or decreasing?

Complaints against Credit Bureau Data, Inc. are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is Credit Bureau Data, Inc.'s reputation grade?

Credit Bureau Data, Inc. has a reputation grade of D (score: 55.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Credit Bureau Data, Inc. respond to consumer complaints?

Credit Bureau Data, Inc. has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 40% of cases.

In how many states does Credit Bureau Data, Inc. operate?

Credit Bureau Data, Inc. has received CFPB complaints from consumers in 8 states, with the most complaints from Wisconsin (20 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Credit Bureau Data, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 8 states, reputation grade D.

Compiled by PlainCollector

False statements or representation

8
Took or threatened to take negative or legal action

6
Attempts to collect debt not owed

5
Written notification about debt

4
Communication tactics

2
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record credit-bureau-data-inc Credit Bureau Data, Inc.

Grade D · 28 CFPB filings · 93% timely · lead issue: False statements or representation · vol #1586 · compose #3283

VOL 28
GRADE D
12MO 3
STATES 8
TIMELY 93%
DISPUTE 40%
ISSUE False statements or repres…
RANK #1,586
COMPOSE #3,283

Volume peers

Nearest volume peer: Access Capital Services, Inc. (28 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Credit Bureau Data, Inc.'s 28 CFPB complaints sit next to Access Capital Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

71.4% of Credit Bureau Data, Inc.'s CFPB filings land in Wisconsin

High volume does not equal a clean composite: Credit Bureau Data, Inc. is volume #1,586 but composite #3,283, while Wisconsin dominates the geography. Corpus placement method.

Dominant state: Wisconsin 71.4%; 20 of 28 filings · 8 states touched
Spike month: 2023-07 16.7%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,586 volume; #3,283 composite; Cleanest-composite ladder is 1,697 places worse than volume

How does Credit Bureau Data, Inc. compare to its peers?

How does Credit Bureau Data, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Credit Bureau Data, In… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

90%

91%

Consumer-dispute ratelower is better

40%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2023-07 2025-07

Issue Detail Breakdown

Issue	Complaints
False statements or representation	8
Took or threatened to take negative or legal action	6
Attempts to collect debt not owed	5
Written notification about debt	4
Communication tactics	2
Cont'd attempts collect debt not owed	1
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against Credit Bureau Data, Inc. come from?

Credit Bureau Data, Inc.'s own per-state count, not a national baseline.

Wisconsin

20
Arkansas

2
Florida

1
Illinois

1
Iowa

1
Minnesota

1
Tennessee

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Credit Bureau Data, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 28.

4 peers

Know your rights before responding to Credit Bureau Data, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.