State complaint profile

Debt collection complaints in Iowa

3,765 CFPB complaints filed against 674 debt collectors active in Iowa.

Complaints
3,765
Collectors
674
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Iowa at a glance

Iowa consumers have filed 3,765 CFPB debt-collection complaints against 674 collectors.

3,765
CFPB complaints filed
674
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Iowa

Iowa filings are dispersed: the top three collectors hold only 0.1% of 3,765 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Iowa residents in this extract is Encore Capital Group Inc. (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 10

Sorted by most complaints

DSR Holdings Group, LLC

F
1 total complaints → stable

Debt Co LLC

D
1 total complaints ↑ rising

Debt Collectors International, Inc.

D
1 total complaints ↑ rising

Delray Capital, LLC

D
1 total complaints ↓ falling

Denali Capital Holdings, LLC

D
1 total complaints ↑ rising

Denefits LLC

F
1 total complaints ↑ rising

Ecmc Group, Inc.

D
1 total complaints ↓ falling

EGL US, LLC

F
1 total complaints ↑ rising

ESM Enterprises

B
1 total complaints ↓ falling

Ezcorp, Inc.

D
1 total complaints ↓ falling

Earnest Inc.

C
1 total complaints → stable

Eastern Management Group LLC

B
1 total complaints ↓ falling

Eastern Revenue, Inc.

D
1 total complaints → stable

Eastpoint Recovery Group, Inc

D
1 total complaints ↓ falling

EdFinancial Services

C
1 total complaints ↑ rising

Eisenburg,Whitman and Associates

F
1 total complaints ↓ falling

Elevate Recoveries, LLC

F
1 total complaints ↓ falling

Emergent Business Group, Inc.

D
1 total complaints ↓ falling

Executive Financial Consultants, Inc

C
1 total complaints ↓ falling

FC HoldCo LLC

C
1 total complaints ↑ rising

FEDChex Recovery, LLC

F
1 total complaints ↑ rising

First Advantage Corporation

F
1 total complaints ↑ rising

FMA Alliance, Ltd.

C
1 total complaints → stable

Foothill Capital Solutions LLC

1 total complaints ↑ rising

Freedom Financial Network

F
1 total complaints ↑ rising

Feldman & Stern, LLC

B
1 total complaints ↓ falling

Financial Business and Consumer Solutions.

D
1 total complaints ↓ falling

Financial Filing & Reporting, Inc.

C
1 total complaints ↓ falling

Financial Freedom Group, LLC

C
1 total complaints ↑ rising

First Credit Corporation

C
1 total complaints ↑ rising

First Data Corporation

D
1 total complaints ↓ falling

First Recovery Solutions, Inc.

F
1 total complaints ↓ falling

Flandreau Santee Sioux Tribe

D
1 total complaints ↓ falling

Focus Holding Company

D
1 total complaints ↓ falling

Freedom Mortgage Company

B
1 total complaints → stable

Frost-Arnett Company

D
1 total complaints ↓ falling

Garrett Firm

A
1 total complaints ↓ falling

GEM Financial

B
1 total complaints ↓ falling

Gemini Capital Group, LLC

B
1 total complaints ↓ falling

GLA Collection Company, Inc.

D
1 total complaints ↓ falling

Global Client Solutions, LLC

C
1 total complaints ↓ falling

Gold KEY Credit, Inc.

D
1 total complaints ↓ falling

Gulf Coast Collection Bureau, Inc.

D
1 total complaints ↓ falling

General Collection Co.

A
1 total complaints ↓ falling

Genesys National Recovery, Inc.

F
1 total complaints ↑ rising

Georgia Medical Collection Services, Inc.

A
1 total complaints ↓ falling

Glass Mountain Capital, LLC

D
1 total complaints ↓ falling

Global Credit & Collection Corporation

D
1 total complaints ↓ falling

Global Payments Check Services, Inc.

C
1 total complaints ↓ falling

Global Trust Management LLC

C
1 total complaints → stable

If a collector is contacting you in Iowa

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Iowa resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Iowa

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Iowa Resident

Three parallel channels apply in Iowa: the CFPB complaint form (powers this dataset), the Iowa attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.