What is the most common complaint against Cochren Bailey & Associates, LLC?

The most common issue consumers report about Cochren Bailey & Associates, LLC is "False statements or representation", specifically "Indicated committed crime not paying". This is based on 6 complaints filed with the CFPB.

Are complaints against Cochren Bailey & Associates, LLC increasing or decreasing?

Complaints against Cochren Bailey & Associates, LLC are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Cochren Bailey & Associates, LLC's reputation grade?

Cochren Bailey & Associates, LLC has a reputation grade of B (score: 66.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Cochren Bailey & Associates, LLC respond to consumer complaints?

Cochren Bailey & Associates, LLC has a 67% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Cochren Bailey & Associates, LLC operate?

Cochren Bailey & Associates, LLC has received CFPB complaints from consumers in 5 states, with the most complaints from Texas (2 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Cochren Bailey & Associates, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade B.

Compiled by PlainCollector

False statements or representation

3
Took or threatened to take negative or legal action

1
Cont'd attempts collect debt not owed

1
Improper contact or sharing of info

1

Data updated September 2026

CFPB complaint disposition

CCDB record cochren-bailey-associates-llc Cochren Bailey & Associates, LLC

Grade B · 6 CFPB filings · 67% timely · lead issue: False statements or representation · vol #2928 · compose #1699

VOL 6
GRADE B
12MO 1
STATES 5
TIMELY 67%
DISPUTE 0%
ISSUE False statements or repres…
RANK #2,928
COMPOSE #1,699

Volume peers

Nearest volume peer: 1 Stop Money Centers, LLC (6 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Cochren Bailey & Associates, LLC's 6 CFPB complaints sit next to 1 Stop Money Centers, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

33.3% of Cochren Bailey & Associates, LLC's CFPB filings land in Texas

High volume does not equal a clean composite: Cochren Bailey & Associates, LLC is volume #2,928 but composite #1,699, while Texas dominates the geography. Corpus placement method.

Dominant state: Texas 33.3%; 2 of 6 filings · 5 states touched
Seasonal peak: 2024-02 8.3%; 8–15% band · 2 filings
Divergent corpus ranks: #2,928 volume; #1,699 composite; Cleanest-composite ladder is 1,229 places better than volume

How does Cochren Bailey & Associates, LLC compare to its peers?

How does Cochren Bailey & Associates, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Cochren Bailey & Assoc… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

67%

25%

91%

Consumer-dispute ratelower is better

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-02 2026-02

Issue Detail Breakdown

Issue	Complaints
False statements or representation	3
Took or threatened to take negative or legal action	1
Cont'd attempts collect debt not owed	1
Improper contact or sharing of info	1

Where do complaints against Cochren Bailey & Associates, LLC come from?

Cochren Bailey & Associates, LLC's own per-state count, not a national baseline.

Texas

2
Alabama

1
Arizona

1
Florida

1
Iowa

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Cochren Bailey & Associates, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 6.

4 peers

Know your rights before responding to Cochren Bailey & Associates, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.