What is the most common complaint against Computer Credit, Inc.?

The most common issue consumers report about Computer Credit, Inc. is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 75 complaints filed with the CFPB.

Are complaints against Computer Credit, Inc. increasing or decreasing?

Complaints against Computer Credit, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Computer Credit, Inc.'s reputation grade?

Computer Credit, Inc. has a reputation grade of C (score: 58.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Computer Credit, Inc. respond to consumer complaints?

Computer Credit, Inc. has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 11% of cases.

In how many states does Computer Credit, Inc. operate?

Computer Credit, Inc. has received CFPB complaints from consumers in 22 states, with the most complaints from New York (18 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Computer Credit, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 22 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

19
False statements or representation

17
Cont'd attempts collect debt not owed

15
Written notification about debt

7
Disclosure verification of debt

7
Took or threatened to take negative or legal action

4

Data updated September 2026

CFPB complaint disposition

CCDB record computer-credit-inc Computer Credit, Inc.

Grade C · 75 CFPB filings · 93% timely · lead issue: Attempts to collect debt not owed · vol #962 · compose #2621

VOL 75
GRADE C
12MO 0
STATES 22
TIMELY 93%
DISPUTE 11%
ISSUE Attempts to collect debt n…
RANK #962
COMPOSE #2,621

Volume peers

Nearest volume peer: Account Management Services, Inc. (75 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Computer Credit, Inc.'s 75 CFPB complaints sit next to Account Management Services, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

New York is the plurality state for Computer Credit, Inc. (24.0%)

The 2025-11 spike coincides with a 1,659-place gap between volume rank #962 and composite #2,621. Corpus placement method.

Plurality state: New York 24.0%; Mid-band (15–30%) · 22 states with ≥1 filing
Spike month: 2025-11 25.0%; 5 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #962 volume; #2,621 composite; Cleanest-composite ladder is 1,659 places worse than volume

How does Computer Credit, Inc. compare to its peers?

How does Computer Credit, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Computer Credit, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

100%

91%

Consumer-dispute ratelower is better

11%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2025-01 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	19
False statements or representation	17
Cont'd attempts collect debt not owed	15
Written notification about debt	7
Disclosure verification of debt	7
Took or threatened to take negative or legal action	4
Communication tactics	4
Improper contact or sharing of info	1
Taking/threatening an illegal action	1

Where do complaints against Computer Credit, Inc. come from?

Computer Credit, Inc.'s own per-state count, not a national baseline.

New York

18
Texas

10
Florida

8
Washington

6
Pennsylvania

5
California

4
Illinois

3
Missouri

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Computer Credit, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 75.

4 peers

Know your rights before responding to Computer Credit, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.