State complaint profile

Debt collection complaints in Iowa

3,765 CFPB complaints filed against 674 debt collectors active in Iowa.

Complaints
3,765
Collectors
674
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Iowa at a glance

Iowa consumers have filed 3,765 CFPB debt-collection complaints against 674 collectors.

3,765
CFPB complaints filed
674
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Iowa

Iowa filings are dispersed: the top three collectors hold only 0.6% of 3,765 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Iowa residents in this extract is Encore Capital Group Inc. (0.6% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

Consumer Adjustment Company Incorporated

D
7 total complaints → stable

Enova International, Inc.

D
7 total complaints → stable

General Motors Financial Company, Inc.

D
7 total complaints ↑ rising

HCFS Healthcare Financial Services of TeamHealth

F
7 total complaints ↓ falling

Iqor US Inc

D
7 total complaints ↓ falling

Kingston Data & Credit International Inc.

F
7 total complaints ↑ rising

Kinum, Inc., Indianapolis, IN Branch

D
7 total complaints ↑ rising

Linebarger Goggan Blair & Sampson LLP

D
7 total complaints ↓ falling

Messerli & Kramer P.A.

D
7 total complaints ↓ falling

Neiman, Stone & McCormick , P.C.

D
7 total complaints ↓ falling

Oliver Adjustment Co.

C
7 total complaints ↓ falling

RentDebt Automated Collections, LLC

D
7 total complaints ↑ rising

Source Receivables Management LLC

D
7 total complaints ↑ rising

TD Bank US Holding Company

D
7 total complaints ↑ rising

Ally Financial Inc.

D
6 total complaints ↑ rising

American Express Company

D
6 total complaints ↑ rising

AmeriCollect

D
6 total complaints ↓ falling

American Accounts & Advisers, Inc.

D
6 total complaints ↓ falling

Bank of the West

C
6 total complaints ↓ falling

CCF Intermediate Holdings LLC

F
6 total complaints ↑ rising

Capital Accounts, LLC

F
6 total complaints ↓ falling

Commonwealth Financial Systems, Inc.

F
6 total complaints ↓ falling

Creditor Advocates Inc

B
6 total complaints ↓ falling

Eastern Account Systems of Connecticut, Inc.

D
6 total complaints ↑ rising

Iowa Student Loan Liquidity Corporation

C
6 total complaints ↓ falling

ONLINE Information Services, Inc.

D
6 total complaints ↑ rising

Penn Credit Corporation

D
6 total complaints ↓ falling

Santander Holdings USA, Inc.

F
6 total complaints ↑ rising

Self Financial Inc.

F
6 total complaints ↑ rising

State Collection Service, Inc.

D
6 total complaints ↓ falling

Stellar Recovery, Inc.

D
6 total complaints ↓ falling

Synergetic Communication Inc

D
6 total complaints ↑ rising

Weltman, Weinberg & Reis Co., L.P.A.

D
6 total complaints ↓ falling

Aargon Agency, Inc.

F
5 total complaints → stable

American Profit Recovery, Inc., Marlborough, MA Branch

C
5 total complaints → stable

Amsher Collection Services, Inc.

D
5 total complaints ↓ falling

Bounce AI, Inc.

F
5 total complaints ↑ rising

Contract Callers Inc

D
5 total complaints ↑ rising

CURO Intermediate Holdings

D
5 total complaints ↓ falling

Convergence Acquisitions, LLC

D
5 total complaints ↓ falling

Financial Credit Service, Inc.

D
5 total complaints ↓ falling

First Associates Loan Servicing LLC

C
5 total complaints ↓ falling

Frontline Asset Strategies, LLC

D
5 total complaints ↓ falling

Monterey Financial Services LLC

D
5 total complaints ↑ rising

Optio Solutions, LLC

D
5 total complaints ↑ rising

Platinum Holdings Group, LLC

F
5 total complaints ↓ falling

Premier Portfolio Group

F
5 total complaints ↓ falling

Rausch Sturm LLP

F
5 total complaints ↑ rising

Rausch, Sturm, Israel, Enerson & Hornik, LLP

D
5 total complaints ↓ falling

SIMM Associates, Inc.

D
5 total complaints → stable

If a collector is contacting you in Iowa

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Iowa resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Iowa

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Iowa Resident

Three parallel channels apply in Iowa: the CFPB complaint form (powers this dataset), the Iowa attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.