What is the most common complaint against Convergence Acquisitions, LLC?

The most common issue consumers report about Convergence Acquisitions, LLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 9 complaints filed with the CFPB.

Are complaints against Convergence Acquisitions, LLC increasing or decreasing?

Complaints against Convergence Acquisitions, LLC are falling. The company received 1 complaints in the last 12 months, showing improvement over prior periods.

What is Convergence Acquisitions, LLC's reputation grade?

Convergence Acquisitions, LLC has a reputation grade of D (score: 54.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Convergence Acquisitions, LLC respond to consumer complaints?

Convergence Acquisitions, LLC has a 78% timely response rate to CFPB complaints.

In how many states does Convergence Acquisitions, LLC operate?

Convergence Acquisitions, LLC has received CFPB complaints from consumers in 3 states, with the most complaints from Iowa (5 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Convergence Acquisitions, LLC - Debt Collector Complaint Profile

CFPB complaint profile across 3 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

4
Took or threatened to take negative or legal action

4
Written notification about debt

1

Data updated September 2026

CFPB complaint disposition

CCDB record convergence-acquisitions-llc Convergence Acquisitions, LLC

Grade D · 9 CFPB filings · 78% timely · lead issue: Attempts to collect debt not owed · vol #2588 · compose #3408

VOL 9
GRADE D
12MO 1
STATES 3
TIMELY 78%
ISSUE Attempts to collect debt n…
RANK #2,588
COMPOSE #3,408

Volume peers

Nearest volume peer: 1st Results Billings & Collections, Inc. (9 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Convergence Acquisitions, LLC's 9 CFPB complaints sit next to 1st Results Billings & Collections, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

55.6% of Convergence Acquisitions, LLC's CFPB filings land in Iowa

High volume does not equal a clean composite: Convergence Acquisitions, LLC is volume #2,588 but composite #3,408, while Iowa dominates the geography. Corpus placement method.

Dominant state: Iowa 55.6%; 5 of 9 filings · 3 states touched
Spike month: 2014-01 16.7%; 1 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #2,588 volume; #3,408 composite; Cleanest-composite ladder is 820 places worse than volume

How does Convergence Acquisitions, LLC compare to its peers?

How does Convergence Acquisitions, LLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Convergence Acquisitio… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

78%

100%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-01 2025-05

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	4
Took or threatened to take negative or legal action	4
Written notification about debt	1

Where do complaints against Convergence Acquisitions, LLC come from?

Convergence Acquisitions, LLC's own per-state count, not a national baseline.

Iowa

5
Michigan

2
Ohio

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Convergence Acquisitions, LLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 9.

4 peers

Know your rights before responding to Convergence Acquisitions, LLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.