State complaint profile

Debt collection complaints in Iowa

3,765 CFPB complaints filed against 674 debt collectors active in Iowa.

Complaints
3,765
Collectors
674
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Iowa at a glance

Iowa consumers have filed 3,765 CFPB debt-collection complaints against 674 collectors.

3,765
CFPB complaints filed
674
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Iowa

Iowa filings are dispersed: the top three collectors hold only 1.1% of 3,765 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Iowa residents in this extract is Encore Capital Group Inc. (1.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 2

Sorted by most complaints

Eagle Recovery Associates, Inc.

F
15 total complaints ↓ falling

General Service Bureau, Inc.

D
14 total complaints ↓ falling

Receivables Performance Management, LLC

D
14 total complaints ↓ falling

Smith & Smith Investors LTD

B
14 total complaints ↓ falling

Southwest Credit Systems, L.P.

D
14 total complaints → stable

Aldous & Associates, PLLC

D
13 total complaints ↑ rising

Credit Acceptance Corporation

D
13 total complaints ↑ rising

Midwest Recovery Systems

F
13 total complaints ↓ falling

Paypal Holdings, Inc

D
13 total complaints ↓ falling

Affirm Holdings, Inc

F
12 total complaints ↑ rising

EOS Holdings, Inc.

D
12 total complaints ↓ falling

Financial Adjustment Bureau, Inc.

B
12 total complaints ↓ falling

Greenstate Credit Union

C
12 total complaints ↑ rising

Harris & Harris, Ltd.

D
12 total complaints ↑ rising

LJ Ross Associates

D
12 total complaints ↑ rising

MRS BPO, LLC

D
12 total complaints → stable

NCB Management Services Inc.

D
12 total complaints ↑ rising

NRA Group, LLC

D
12 total complaints ↑ rising

Receivables Management Partners, LLC

D
12 total complaints ↓ falling

Security Credit Services, LLC

D
12 total complaints ↑ rising

Sequium Asset Solutions, LLC

F
12 total complaints ↑ rising

Fair Collections & Outsourcing, Inc.

D
11 total complaints ↑ rising

HSBC North America Holdings Inc.

D
11 total complaints ↓ falling

Sunrise Credit Services, Inc

D
11 total complaints ↑ rising

U.s. Bancorp

D
11 total complaints ↓ falling

V and H Portfolio

D
11 total complaints ↑ rising

Williams & Fudge, Inc

D
11 total complaints → stable

Ability Recovery Services, LLC

D
10 total complaints ↑ rising

Barclays Bank Delaware

D
10 total complaints ↑ rising

CNG Financial Corporation

D
10 total complaints → stable

Debt Recovery Solutions, LLC

D
10 total complaints → stable

Lockhart, Morris & Montgomery Inc.

D
10 total complaints ↑ rising

OneMain Finance Corporation

F
10 total complaints ↑ rising

AES/Pheaa

D
9 total complaints ↓ falling

Credit Control, LLC

F
9 total complaints ↑ rising

Diverse Funding Associates LLC

D
9 total complaints ↑ rising

Dynamic Recovery Solutions, LLC

D
9 total complaints ↓ falling

Halsted Financial Services, LLC.

D
9 total complaints ↑ rising

Municipal Collections of America Inc.

D
9 total complaints ↓ falling

National Account Systems of Omaha, LLC

D
9 total complaints → stable

Quad Corporation, Inc.

B
9 total complaints → stable

The CMI Group, Inc.

D
9 total complaints ↓ falling

AAA Collections

D
8 total complaints → stable

Credit Corp Solutions Inc.

D
8 total complaints ↑ rising

Spring Oaks Capital, LLC

F
8 total complaints ↑ rising

The Best Service Co.,Inc

D
8 total complaints ↓ falling

TrueAccord Corp.

D
8 total complaints ↑ rising

Acima Credit, LLC

C
7 total complaints ↑ rising

Advance America, Cash Advance Centers, Inc.

D
7 total complaints ↓ falling

Capio Partners, LLC

C
7 total complaints → stable

If a collector is contacting you in Iowa

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Iowa resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Iowa

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Iowa Resident

Three parallel channels apply in Iowa: the CFPB complaint form (powers this dataset), the Iowa attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.