What is the most common complaint against Oliver Adjustment Co.?

The most common issue consumers report about Oliver Adjustment Co. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 176 complaints filed with the CFPB.

Are complaints against Oliver Adjustment Co. increasing or decreasing?

Complaints against Oliver Adjustment Co. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Oliver Adjustment Co.'s reputation grade?

Oliver Adjustment Co. has a reputation grade of C (score: 56.7/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Oliver Adjustment Co. respond to consumer complaints?

Oliver Adjustment Co. has a 97% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.

In how many states does Oliver Adjustment Co. operate?

Oliver Adjustment Co. has received CFPB complaints from consumers in 21 states, with the most complaints from Wisconsin (55 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Oliver Adjustment Co. - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

80
Written notification about debt

50
Cont'd attempts collect debt not owed

16
Disclosure verification of debt

11
Took or threatened to take negative or legal action

10
False statements or representation

8

Data updated September 2026

CFPB complaint disposition

CCDB record oliver-adjustment-co Oliver Adjustment Co.

Grade C · 176 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed · vol #603 · compose #2992

VOL 176
GRADE C
12MO 0
STATES 21
TIMELY 97%
DISPUTE 13%
ISSUE Attempts to collect debt n…
RANK #603
COMPOSE #2,992

Volume peers

Nearest volume peer: RAS LaVrar, LLC (176 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Oliver Adjustment Co.'s 176 CFPB complaints sit next to RAS LaVrar, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

31.3% of Oliver Adjustment Co.'s CFPB filings land in Wisconsin

High volume does not equal a clean composite: Oliver Adjustment Co. is volume #603 but composite #2,992, while Wisconsin dominates the geography. Corpus placement method.

Dominant state: Wisconsin 31.3%; 55 of 176 filings · 21 states touched
Seasonal peak: 2023-08 12.5%; 8–15% band · 3 filings
Divergent corpus ranks: #603 volume; #2,992 composite; Cleanest-composite ladder is 2,389 places worse than volume

How does Oliver Adjustment Co. compare to its peers?

How does Oliver Adjustment Co. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Oliver Adjustment Co. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

97%

92%

91%

Consumer-dispute ratelower is better

13%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2021-04 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	80
Written notification about debt	50
Cont'd attempts collect debt not owed	16
Disclosure verification of debt	11
Took or threatened to take negative or legal action	10
False statements or representation	8
Communication tactics	1

Where do complaints against Oliver Adjustment Co. come from?

Oliver Adjustment Co.'s own per-state count, not a national baseline.

Wisconsin

55
Florida

36
Illinois

36
Georgia

8
Iowa

7
Michigan

7
Texas

6
Maryland

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Oliver Adjustment Co.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 176.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.5909090909091%.

4 peers

Know your rights before responding to Oliver Adjustment Co.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.