This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade C 176 complaints

Oliver Adjustment Co. - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade C.

Complaints by issue type

What consumers report about Oliver Adjustment Co.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record oliver-adjustment-co Oliver Adjustment Co.

Grade C · 176 CFPB filings · 97% timely · lead issue: Attempts to collect debt not owed

  • VOL 176
  • GRADE C
  • 12MO 0
  • STATES 21
  • TIMELY 97%
  • DISPUTE 13%
  • ISSUE Attempts to collect debt n…
  • RANK #603
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: RAS LaVrar, LLC (176 complaints)

Solomon and Solomon, P.C.Solomon and Solomon, P.C.175RAS LaVrar, LLCRAS LaVrar, LLC176Oliver Adjustment Co. (this)Oliver Adjustment Co. (this)176Oracle Financial Group LLC.Oracle Financial Group LLC.177Suntrust Banks, Inc.Suntrust Banks, Inc.177
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Oliver Adjustment Co.'s 176 CFPB complaints sit next to RAS LaVrar, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 176 complaints break down

Every complaint issue type on record for Oliver Adjustment Co., not just the top ones shown above.

Reputation score breakdown

C
Composite reputation score
56.7/100
Oliver Adjustment Co.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
176
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
97%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
13%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

31.3% of Oliver Adjustment Co.'s CFPB filings land in Wisconsin

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Wisconsin 31.3%
55 of 176 filings · 21 states touched
Seasonal peak
2023-08 12.5%
8–15% band · 3 filings
Corpus ranks
#603 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Oliver Adjustment Co. compare to its peers?

How does Oliver Adjustment Co. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Oliver Adjustment Co. National average
Complaints (last 12 mo)lower is better
0
27
268
Timely-response ratehigher is better
97%
92%
91%
Consumer-dispute ratelower is better
13%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Oliver Adjustment Co. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 10 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 92%94%96%98%100%102% 10%15%20%25%30%35% Timely response rate (%) Dispute rate (%) Oliver Adjustment Co. vs. 9 similar-volume peers, by response speed and dispute rate Oliver Adjustment Co.SUNTRUST BANKS, INC.Oracle Financial Group LLC.Solomon and Solomon, P.C.States Recovery Systems, Inc.Investment Retrievers, Inc.Harpeth Financial Services, LLCCONGRESS COLLECTION CORPFRESNO CREDIT BUREAUWeber & Olcese, PLC
Source: CFPB Consumer Complaint Database

Oliver Adjustment Co.'s complaint volume in context

Oliver Adjustment Co. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

176 Top 11% higher than 89% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). This entry sits in this band. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Oliver Adjustment Co. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2021-04 2026-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
80
Written notification about debt
50
Cont'd attempts collect debt not owed
16
Disclosure verification of debt
11
Took or threatened to take negative or legal action
10
False statements or representation
8
Communication tactics
1

Where do complaints against Oliver Adjustment Co. come from?

Oliver Adjustment Co.'s own per-state count, not a national baseline.

Top states by complaints against Oliver Adjustment Co.

Across 21 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Oliver Adjustment Co.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 176.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 96.5909090909091%.

4 peers

Know your rights before responding to Oliver Adjustment Co.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.