State complaint profile

Debt collection complaints in Iowa

3,765 CFPB complaints filed against 674 debt collectors active in Iowa.

Complaints
3,765
Collectors
674
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Iowa at a glance

Iowa consumers have filed 3,765 CFPB debt-collection complaints against 674 collectors.

3,765
CFPB complaints filed
674
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Iowa

Iowa filings are dispersed: the top three collectors hold only 0.4% of 3,765 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Iowa residents in this extract is Encore Capital Group Inc. (0.4% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 4

Sorted by most complaints

Shepherd Outsourcing, LLC

F
5 total complaints ↑ rising

The Bureaus, Inc.

D
5 total complaints → stable

Town Financial Corporation

B
5 total complaints ↓ falling

Tri-State Adjustments, Inc.

C
5 total complaints ↓ falling

United Services Automobile Association

D
5 total complaints → stable

AR Resources, Inc.

D
4 total complaints ↓ falling

Absolute Resolutions Corp.

C
4 total complaints ↑ rising

Accredited Collection Service, Inc.

C
4 total complaints → stable

Alliant Capital Management LLC

D
4 total complaints → stable

Alorica Inc.

D
4 total complaints ↓ falling

American Credit Acceptance, LLC

D
4 total complaints ↑ rising

Atlantic Recovery Solutions LLC

D
4 total complaints → stable

Berlin-Wheeler, Inc. (Kansas)

C
4 total complaints ↓ falling

Byrider Franchising, LLC

D
4 total complaints → stable

CMRE Financial Services, Inc.

D
4 total complaints ↓ falling

CNG Holdings Inc

C
4 total complaints ↓ falling

Capital Management Services, LP

D
4 total complaints ↓ falling

Clear Recovery, Inc.

C
4 total complaints ↓ falling

Client Services, Inc.

D
4 total complaints → stable

Collection Management Holdings, LLC

F
4 total complaints ↑ rising

Colony Brands, Inc.

F
4 total complaints → stable

Continental Finance Company, LLC

C
4 total complaints ↑ rising

First National Bank of Omaha

D
4 total complaints → stable

Fiserv Finxact Core

F
4 total complaints → stable

First National Collection Bureau, Inc.

D
4 total complaints ↓ falling

Goldman Sachs Bank USA

F
4 total complaints ↑ rising

Great Lakes

C
4 total complaints ↓ falling

Global Lending Services LLC

C
4 total complaints ↑ rising

January Technologies, Inc

F
4 total complaints ↑ rising

Jim Bottin Enterprises, Inc

D
4 total complaints → stable

Mr. Cooper Group Inc.

F
4 total complaints ↓ falling

Northeast Recovery Solutions, LLC

F
4 total complaints ↓ falling

Onemain Financial Holdings, LLC.

D
4 total complaints ↓ falling

ORG GC GP Buyer, LLC

D
4 total complaints ↓ falling

Paramount Recovery Systems, L.P.

D
4 total complaints ↓ falling

Pinnacle Credit Services, LLC

D
4 total complaints ↓ falling

R.M. Galicia, Inc.

D
4 total complaints ↓ falling

The Receivable Management Services LLC

D
4 total complaints ↑ rising

TriVerity, Inc.

D
4 total complaints → stable

URS Holding, LLC

D
4 total complaints ↓ falling

Unifin Inc.

D
4 total complaints ↑ rising

Velocity Portfolio Group

D
4 total complaints → stable

Waypoint Resource Group, LLC

F
4 total complaints ↑ rising

ARC Management Group, LLC

D
3 total complaints ↓ falling

Account Management Resources

C
3 total complaints ↓ falling

Accounts Management, Inc

C
3 total complaints ↓ falling

American Coradius International LLC

D
3 total complaints ↓ falling

Army and Air Force Exchange Service

F
3 total complaints ↑ rising

Arnold Scott Harris, P.C.

D
3 total complaints ↓ falling

Asset Recovery Solutions, LLC

D
3 total complaints ↓ falling

If a collector is contacting you in Iowa

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Iowa resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Iowa

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Iowa Resident

Three parallel channels apply in Iowa: the CFPB complaint form (powers this dataset), the Iowa attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.