What is the most common complaint against Creditor Advocates Inc?

The most common issue consumers report about Creditor Advocates Inc is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 23 complaints filed with the CFPB.

Are complaints against Creditor Advocates Inc increasing or decreasing?

Complaints against Creditor Advocates Inc are falling. The company received 3 complaints in the last 12 months, showing improvement over prior periods.

What is Creditor Advocates Inc's reputation grade?

Creditor Advocates Inc has a reputation grade of B (score: 69.2/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Creditor Advocates Inc respond to consumer complaints?

Creditor Advocates Inc has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 0% of cases.

In how many states does Creditor Advocates Inc operate?

Creditor Advocates Inc has received CFPB complaints from consumers in 5 states, with the most complaints from Minnesota (14 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Creditor Advocates Inc - Debt Collector Complaint Profile

CFPB complaint profile across 5 states, reputation grade B.

Compiled by PlainCollector

Attempts to collect debt not owed

8
Written notification about debt

4
False statements or representation

4
Communication tactics

3
Disclosure verification of debt

3
Cont'd attempts collect debt not owed

1

Data updated September 2026

CFPB complaint disposition

CCDB record creditor-advocates-inc Creditor Advocates Inc

Grade B · 23 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #1769 · compose #1389

VOL 23
GRADE B
12MO 3
STATES 5
TIMELY 100%
DISPUTE 0%
ISSUE Attempts to collect debt n…
RANK #1,769
COMPOSE #1,389

Volume peers

Nearest volume peer: Acceptance Solutions Group, INC (23 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Creditor Advocates Inc's 23 CFPB complaints sit next to Acceptance Solutions Group, INC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

60.9% of Creditor Advocates Inc's CFPB filings land in Minnesota

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state: Minnesota 60.9%; 14 of 23 filings · 5 states touched
Spike month: 2017-11 100.0%; 1 filings that month · spiky (≥15% of series)
Corpus ranks: #1,769 volume; #1,389 composite; Among 5,420 volume-ranked / 5,278 scored collectors

How does Creditor Advocates Inc compare to its peers?

How does Creditor Advocates Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Creditor Advocates Inc National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

68%

91%

Consumer-dispute ratelower is better

33%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2017-11 2017-11

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	8
Written notification about debt	4
False statements or representation	4
Communication tactics	3
Disclosure verification of debt	3
Cont'd attempts collect debt not owed	1

Where do complaints against Creditor Advocates Inc come from?

Creditor Advocates Inc's own per-state count, not a national baseline.

Minnesota

14
Iowa

6
Alabama

1
South Dakota

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Creditor Advocates Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 23.

4 peers

Know your rights before responding to Creditor Advocates Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.