State complaint profile

Debt collection complaints in Colorado

11,327 CFPB complaints filed against 1,057 debt collectors active in Colorado.

Complaints
11,327
Collectors
1,057
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Colorado at a glance

Colorado consumers have filed 11,327 CFPB debt-collection complaints against 1,057 collectors.

11,327
CFPB complaints filed
1,057
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Colorado

Colorado filings are dispersed: the top three collectors hold only 1.2% of 11,327 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Colorado residents in this extract is Encore Capital Group Inc. (1.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 2

Sorted by most complaints

The CBE Group, Inc.

D
47 total complaints → stable

Southwest Credit Systems, L.P.

D
46 total complaints → stable

Stellar Recovery, Inc.

D
46 total complaints ↓ falling

Budget Control Services, Inc.

D
45 total complaints ↓ falling

Fair Collections & Outsourcing, Inc.

D
44 total complaints ↑ rising

Credit Bureau of Carbon County

D
43 total complaints ↓ falling

Healthcare Management, LLC

D
43 total complaints ↓ falling

Receivables Performance Management, LLC

D
42 total complaints ↓ falling

Agency of Credit Control

D
41 total complaints ↓ falling

Populus Financial Group, Inc. (F/K/A Ace Cash Express)

D
38 total complaints ↓ falling

Conn's, Inc.

D
37 total complaints ↓ falling

Source Receivables Management LLC

D
37 total complaints ↑ rising

Williams & Fudge, Inc

D
37 total complaints → stable

Central Portfolio Control Inc.

D
36 total complaints ↑ rising

N.A.R., Inc.

D
36 total complaints ↓ falling

MRS BPO, LLC

D
35 total complaints → stable

The Outsource Group, Inc

F
34 total complaints ↓ falling

ProCollect, Inc.

F
33 total complaints ↑ rising

Barclays Bank Delaware

D
32 total complaints ↑ rising

Harris & Harris, Ltd.

D
32 total complaints ↑ rising

Iqor US Inc

D
32 total complaints ↓ falling

Paypal Holdings, Inc

D
31 total complaints ↓ falling

Ally Financial Inc.

D
30 total complaints ↑ rising

Affirm Holdings, Inc

F
30 total complaints ↑ rising

National Credit Adjusters, LLC

D
30 total complaints ↑ rising

Account Brokers Inc.

F
29 total complaints ↓ falling

CURO Intermediate Holdings

D
29 total complaints ↓ falling

Navy Federal Credit Union

D
29 total complaints ↑ rising

Phoenix Financial Services LLC

D
29 total complaints ↓ falling

Ad Astra Recovery Services Inc

D
27 total complaints ↓ falling

Credit Control, LLC

F
27 total complaints ↑ rising

Revenue Enterprises, LLC

D
27 total complaints → stable

Expert Global Solutions, Inc.

D
26 total complaints ↓ falling

HSBC North America Holdings Inc.

D
26 total complaints ↓ falling

TD Bank US Holding Company

D
26 total complaints ↑ rising

American Coradius International LLC

D
25 total complaints ↓ falling

Capio Partners, LLC

C
25 total complaints → stable

URS Holding, LLC

D
25 total complaints ↓ falling

W&A Intermediate Co., LLC

F
25 total complaints ↑ rising

Westlake Services, LLC

D
25 total complaints ↑ rising

Alorica Inc.

D
24 total complaints ↓ falling

Amsher Collection Services, Inc.

D
24 total complaints ↓ falling

Nelson and Kennard, LLP

D
24 total complaints → stable

United Services Automobile Association

D
24 total complaints → stable

Dynamic Recovery Solutions, LLC

D
23 total complaints ↓ falling

Rausch Sturm LLP

F
23 total complaints ↑ rising

Spring Oaks Capital, LLC

F
23 total complaints ↑ rising

RentDebt Automated Collections, LLC

D
22 total complaints ↑ rising

Western Control Services, Inc.

C
22 total complaints ↓ falling

Diversified Adjustment Service, Inc.

D
20 total complaints → stable

If a collector is contacting you in Colorado

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Colorado resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Colorado

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Colorado Resident

Three parallel channels apply in Colorado: the CFPB complaint form (powers this dataset), the Colorado attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.