State complaint profile

Debt collection complaints in Colorado

11,327 CFPB complaints filed against 1,057 debt collectors active in Colorado.

Complaints
11,327
Collectors
1,057
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Colorado at a glance

Colorado consumers have filed 11,327 CFPB debt-collection complaints against 1,057 collectors.

11,327
CFPB complaints filed
1,057
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Colorado

Colorado filings are dispersed: the top three collectors hold only 0.5% of 11,327 complaints.

Mid-volume states still host national debt buyers with rising recent filings. Read the concentration chart against the peer states before treating the #1 name as structural.

The collector with the most complaints from Colorado residents in this extract is Encore Capital Group Inc. (0.5% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 3

Sorted by most complaints

NCB Management Services Inc.

D
20 total complaints ↑ rising

NRA Group, LLC

D
20 total complaints ↑ rising

Commonwealth Financial Systems, Inc.

F
19 total complaints ↓ falling

Continental Services Group, Inc. d/b/a ConServe

C
19 total complaints → stable

First National Collection Bureau, Inc.

D
19 total complaints ↓ falling

Halsted Financial Services, LLC.

D
19 total complaints ↑ rising

Bridgecrest Acceptance Corporation

D
18 total complaints ↑ rising

National Collection Systems, Inc.

D
18 total complaints → stable

Nelnet, Inc.

D
18 total complaints ↑ rising

ORG GC GP Buyer, LLC

D
18 total complaints ↓ falling

Rent Recovery Solutions

F
18 total complaints ↑ rising

Synergetic Communication Inc

D
18 total complaints ↑ rising

The CMI Group, Inc.

D
18 total complaints ↓ falling

The Moore Law Group

D
18 total complaints → stable

Tormey Bewley Corporation

C
18 total complaints ↓ falling

United Resource Systems, Inc

F
18 total complaints ↓ falling

Altitude Community Law P.C.

B
17 total complaints ↓ falling

Credit Acceptance Corporation

D
17 total complaints ↑ rising

Firstsource Business Process Services, LLC

D
17 total complaints → stable

Francy Law Firm, P.C.

B
17 total complaints ↓ falling

Liberty Holdings, LLC

F
17 total complaints ↓ falling

Penn Credit Corporation

D
17 total complaints ↓ falling

Vinci Law Office, LLC

B
17 total complaints ↓ falling

The Receivable Management Services LLC

D
16 total complaints ↑ rising

Eastern Account Systems of Connecticut, Inc.

D
15 total complaints ↑ rising

Stenger & Stenger, P.C

D
15 total complaints → stable

Acima Credit, LLC

C
14 total complaints ↑ rising

CCF Intermediate Holdings LLC

F
14 total complaints ↑ rising

Colony Brands, Inc.

F
14 total complaints → stable

Ditech Financial LLC

D
14 total complaints ↓ falling

Integral Recoveries, Inc.

B
14 total complaints ↓ falling

McCarthy, Burgess & Wolff, Inc.

D
14 total complaints ↓ falling

Performant Financial Corporation

D
14 total complaints ↓ falling

Pinnacle Credit Services, LLC

D
14 total complaints ↓ falling

Unifin Inc.

D
14 total complaints ↑ rising

United Collection Bureau, Inc.

D
14 total complaints → stable

AES/Pheaa

D
13 total complaints ↓ falling

Bonded Business Services, Ltd.

C
13 total complaints ↓ falling

Capital Accounts, LLC

F
13 total complaints ↓ falling

Debt Recovery Solutions, LLC

D
13 total complaints → stable

LTD Financial Services, L.P.

D
13 total complaints ↓ falling

Northstar Location Services, LLC

D
13 total complaints ↓ falling

OneMain Finance Corporation

F
13 total complaints ↑ rising

Zions Debt Holdings

F
13 total complaints ↑ rising

Asset Recovery Solutions, LLC

D
12 total complaints ↓ falling

BAS Receivable Management Inc.

B
12 total complaints ↓ falling

Borenstein & Associates, LLC

F
12 total complaints ↓ falling

General Motors Financial Company, Inc.

D
12 total complaints ↑ rising

Johnson Mark LLC

D
12 total complaints → stable

Leachman Law, P.C.

B
12 total complaints ↓ falling

If a collector is contacting you in Colorado

Start with the federal complaint record, then verify any state-law question with an official source.

  • Check the collector's national record and grade before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact. Validation letter
  • Use the CFPB complaint process and check official Colorado resources for state-specific options. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Colorado

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Colorado Resident

Three parallel channels apply in Colorado: the CFPB complaint form (powers this dataset), the Colorado attorney general's consumer protection division, and the state banking-and-finance regulator. Prefer the CFPB first for a public record and required company response within 15 days. Open the CFPB complaint form.