State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0.1% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 8

Sorted by most complaints

Freedom Financial Network

F
37 total complaints ↑ rising

GCFS, Inc.

C
37 total complaints ↓ falling

InDebted Corporation

F
37 total complaints ↑ rising

Jonathan Neil & Associates, Inc

D
37 total complaints ↓ falling

Sunbit, Inc.

F
37 total complaints ↑ rising

Riverwalk Financial Corporation

F
37 total complaints ↓ falling

Mariner Finance, LLC

D
36 total complaints ↑ rising

MS Services LLC

D
36 total complaints ↓ falling

Titan Receivables, Inc.

B
36 total complaints ↓ falling

Allied International Credit Corp., (US)

C
35 total complaints ↓ falling

Gatestone & Co. International Inc.

D
35 total complaints ↓ falling

Mechanics Bank

D
35 total complaints ↑ rising

Oliphant United, Inc.

F
35 total complaints ↑ rising

SLM Corporation

C
35 total complaints → stable

Altisource Portfolio Solutions, S.à r.l.

C
34 total complaints ↓ falling

Financial Recovery Services, Inc.

D
34 total complaints ↓ falling

Pinnacle Recovery, Inc.

D
34 total complaints ↓ falling

Resurgence Legal Group, PC

C
34 total complaints ↓ falling

WLCC

C
34 total complaints → stable

A & O Recovery Solutions, LLC

F
33 total complaints ↑ rising

American First Finance, Inc.

F
33 total complaints → stable

Mercantile Adjustment Bureau, LLC

D
33 total complaints ↓ falling

Medical Data Systems, Inc.

D
33 total complaints ↓ falling

Progressive Financial Services, Inc.

C
33 total complaints ↓ falling

Recovery Partners, LLC

F
33 total complaints ↓ falling

Collectibles Management Resources

C
32 total complaints ↓ falling

G&P Enterprises, LLC

D
32 total complaints ↓ falling

Lien Receivables LLC

D
32 total complaints ↑ rising

P&B Capital Group, LLC

F
32 total complaints → stable

Phillips & Cohen Associates, Ltd.

D
32 total complaints → stable

SinglePoint GI

F
32 total complaints ↑ rising

AmeriCollect

D
31 total complaints ↓ falling

Berlin-Wheeler, Inc. (Kansas)

C
31 total complaints ↓ falling

D&A Services, LLC

D
31 total complaints ↓ falling

Integrated Recovery Services

F
31 total complaints ↓ falling

Nationwide Debt Management Solutions, LLC

F
31 total complaints ↓ falling

PlusFour, Inc

F
31 total complaints ↓ falling

Webcollex, LLC

D
31 total complaints ↓ falling

National Collection Systems, Inc.

D
30 total complaints → stable

ROC Asset Solutions, LLC

F
30 total complaints ↓ falling

Total Card, Inc.

D
30 total complaints ↓ falling

Weltman, Weinberg & Reis Co., L.P.A.

D
30 total complaints ↓ falling

Avant Holding Company, Inc.

F
29 total complaints ↑ rising

CIR, Law Offices

D
29 total complaints ↓ falling

Maury Cobb, Attorney at Law, LLC

C
29 total complaints ↓ falling

National Commercial Services, Inc

D
29 total complaints ↓ falling

RSI Enterprises, Inc.

D
29 total complaints ↓ falling

Second Round Limited Partnership, Austin, TX Branch

D
29 total complaints ↓ falling

Trojan Professional Services, Inc.

C
29 total complaints ↓ falling

U.S. Collections West, Inc.

D
29 total complaints → stable

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.