State complaint profile

Debt collection complaints in California

112,020 CFPB complaints filed against 2,387 debt collectors active in California.

Complaints
112,020
Collectors
2,387
Top collector
Portfolio Recovery Associates, LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

California at a glance

California consumers have filed 112,020 CFPB debt-collection complaints against 2,387 collectors.

112,020
CFPB complaints filed
2,387
collectors active here
#1
most-complained: Portfolio Recovery Associates, LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in California

California filings are dispersed: the top three collectors hold only 0.1% of 112,020 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from California residents in this extract is Portfolio Recovery Associates, LLC (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 9

Sorted by most complaints

DFC Global Corp.

D
28 total complaints ↓ falling

FMA Alliance, Ltd.

C
28 total complaints → stable

Paramount Recovery Systems, L.P.

D
28 total complaints ↓ falling

Rozlin Financial Group, Inc.

C
28 total complaints ↑ rising

SAN Diego County Credit Union

D
28 total complaints ↑ rising

SCA Collections, Inc.

D
28 total complaints ↓ falling

Cawley & Bergmann, LLP

D
27 total complaints ↓ falling

Green Square Company LLC.

F
27 total complaints ↓ falling

Omega RMS, LLC

D
27 total complaints ↑ rising

Orions Management Group, LLC

D
27 total complaints → stable

Tate and Kirlin Assoc

D
27 total complaints ↓ falling

Alpha Recovery Corp

D
26 total complaints ↓ falling

Bull City Financial Solutions, Inc

D
26 total complaints ↑ rising

Collection at Law, Inc. A.P.C.

C
26 total complaints → stable

LoanCare, LLC

C
26 total complaints ↑ rising

Media Collections, Inc

C
26 total complaints → stable

Nationwide Capital Services, LLC

F
26 total complaints ↑ rising

RGS Financial, Inc.

D
26 total complaints ↓ falling

UHG, LLC

F
26 total complaints ↓ falling

USCB Corporation

D
26 total complaints ↑ rising

Vital Solutions, Inc.

C
26 total complaints ↓ falling

American Revenue Management, Inc.

F
25 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
25 total complaints ↓ falling

First Portfolio Servicing Inc

F
25 total complaints ↑ rising

JNR Adjustment Company, Inc

C
25 total complaints ↓ falling

MacDowell & Associates, Ltd.

D
25 total complaints ↓ falling

Mountain Run Solutions, LLC

F
25 total complaints ↓ falling

Pendrick Capital Partners

F
25 total complaints ↓ falling

Southwest Recovery Services, Inc.

D
25 total complaints → stable

Turning Point Solutions LLC

C
25 total complaints ↓ falling

Zenith Financial Network Inc

F
25 total complaints ↓ falling

Asta Funding Inc.

D
24 total complaints ↓ falling

Aldridge Pite, LLP

D
24 total complaints ↓ falling

Apelles, LLC

C
24 total complaints → stable

Aqua Finance, Inc.

D
24 total complaints ↑ rising

BMO Bank National Association

24 total complaints ↑ rising

CNG Holdings Inc

C
24 total complaints ↓ falling

Century Credit & Collections, LLC

C
24 total complaints ↓ falling

Community Loan Servicing, LLC (formerly known as Bayview Loan Servicing, LLC)

D
24 total complaints ↓ falling

Credit Bureau Collection Services, Inc.

C
24 total complaints ↓ falling

F.H. Cann & Associates, Inc.

D
24 total complaints ↑ rising

Fifth Third Financial Corporation

D
24 total complaints → stable

High Point Asset Inc

F
24 total complaints ↓ falling

J&L Collection Services

B
24 total complaints ↓ falling

Michael & Associates, PC

B
24 total complaints ↓ falling

National Principal Group, LLC

C
24 total complaints ↓ falling

Nationwide Recovery Systems, Ltd

D
24 total complaints ↓ falling

Rosebud Economic Development Corporation

C
24 total complaints ↑ rising

Union Adjustment Company, Inc.

C
24 total complaints ↓ falling

United PanAm Financial Corp.

C
24 total complaints ↑ rising

If a collector is contacting you in California

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest California names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official California AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with California

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a California Resident

California's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the California attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.