What is the most common complaint against CIR, Law Offices?

The most common issue consumers report about CIR, Law Offices is "Taking/threatening an illegal action", specifically "Frequent or repeated calls". This is based on 45 complaints filed with the CFPB.

Are complaints against CIR, Law Offices increasing or decreasing?

Complaints against CIR, Law Offices are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is CIR, Law Offices's reputation grade?

CIR, Law Offices has a reputation grade of D (score: 55.5/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does CIR, Law Offices respond to consumer complaints?

CIR, Law Offices has a 84% timely response rate to CFPB complaints. Consumers disputed the company's response in 18% of cases.

In how many states does CIR, Law Offices operate?

CIR, Law Offices has received CFPB complaints from consumers in 12 states, with the most complaints from California (29 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CIR, Law Offices - Debt Collector Complaint Profile

CFPB complaint profile across 12 states, reputation grade D.

Compiled by PlainCollector

Taking/threatening an illegal action

9
Communication tactics

8
Cont'd attempts collect debt not owed

8
False statements or representation

6
Disclosure verification of debt

5
Improper contact or sharing of info

3

Data updated September 2026

CFPB complaint disposition

CCDB record cir-law-offices CIR, Law Offices

Grade D · 45 CFPB filings · 84% timely · lead issue: Taking/threatening an illegal action · vol #1265 · compose #3253

VOL 45
GRADE D
12MO 0
STATES 12
TIMELY 84%
DISPUTE 18%
ISSUE Taking/threatening an ille…
RANK #1,265
COMPOSE #3,253

Volume peers

Nearest volume peer: Account Brokers Inc. (45 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

CIR, Law Offices's 45 CFPB complaints sit next to Account Brokers Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

64.4% of CIR, Law Offices's CFPB filings land in California

High volume does not equal a clean composite: CIR, Law Offices is volume #1,265 but composite #3,253, while California dominates the geography. Corpus placement method.

Dominant state: California 64.4%; 29 of 45 filings · 12 states touched
Seasonal peak: 2014-11 11.4%; 8–15% band · 4 filings
Divergent corpus ranks: #1,265 volume; #3,253 composite; Cleanest-composite ladder is 1,988 places worse than volume

How does CIR, Law Offices compare to its peers?

How does CIR, Law Offices compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

CIR, Law Offices National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

84%

96%

91%

Consumer-dispute ratelower is better

18%

50%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-10 2020-02

Issue Detail Breakdown

Issue	Complaints
Taking/threatening an illegal action	9
Communication tactics	8
Cont'd attempts collect debt not owed	8
False statements or representation	6
Disclosure verification of debt	5
Improper contact or sharing of info	3
Attempts to collect debt not owed	2
Written notification about debt	2
Took or threatened to take negative or legal action	2

Where do complaints against CIR, Law Offices come from?

CIR, Law Offices's own per-state count, not a national baseline.

California

29
Florida

2
Pennsylvania

2
Texas

2
Alabama

1
Arizona

1
Idaho

1
Massachusetts

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for CIR, Law Offices: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 45.

4 peers

Know your rights before responding to CIR, Law Offices: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.