What is the most common complaint against Systematic National Collection, Inc.?

The most common issue consumers report about Systematic National Collection, Inc. is "Written notification about debt", specifically "Didn't receive enough information to verify debt". This is based on 45 complaints filed with the CFPB.

Are complaints against Systematic National Collection, Inc. increasing or decreasing?

Complaints against Systematic National Collection, Inc. are falling. The company received 0 complaints in the last 12 months, showing improvement over prior periods.

What is Systematic National Collection, Inc.'s reputation grade?

Systematic National Collection, Inc. has a reputation grade of D (score: 53.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Systematic National Collection, Inc. respond to consumer complaints?

Systematic National Collection, Inc. has a 78% timely response rate to CFPB complaints. Consumers disputed the company's response in 15% of cases.

In how many states does Systematic National Collection, Inc. operate?

Systematic National Collection, Inc. has received CFPB complaints from consumers in 20 states, with the most complaints from California (19 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Systematic National Collection, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 20 states, reputation grade D.

Compiled by PlainCollector

Written notification about debt

10
Attempts to collect debt not owed

9
False statements or representation

8
Communication tactics

6
Cont'd attempts collect debt not owed

6
Took or threatened to take negative or legal action

4

Data updated September 2026

CFPB complaint disposition

CCDB record systematic-national-collection-inc Systematic National Collection, Inc.

Grade D · 45 CFPB filings · 78% timely · lead issue: Written notification about debt · vol #1273 · compose #3575

VOL 45
GRADE D
12MO 0
STATES 20
TIMELY 78%
DISPUTE 15%
ISSUE Written notification about…
RANK #1,273
COMPOSE #3,575

Volume peers

Nearest volume peer: Account Brokers Inc. (45 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Systematic National Collection, Inc.'s 45 CFPB complaints sit next to Account Brokers Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

42.2% of Systematic National Collection, Inc.'s CFPB filings land in California

High volume does not equal a clean composite: Systematic National Collection, Inc. is volume #1,273 but composite #3,575, while California dominates the geography. Corpus placement method.

Dominant state: California 42.2%; 19 of 45 filings · 20 states touched
Seasonal peak: 2022-01 9.4%; 8–15% band · 3 filings
Divergent corpus ranks: #1,273 volume; #3,575 composite; Cleanest-composite ladder is 2,302 places worse than volume

How does Systematic National Collection, Inc. compare to its peers?

How does Systematic National Collection, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Systematic National Co… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

78%

96%

91%

Consumer-dispute ratelower is better

15%

21%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2022-01 2025-11

Issue Detail Breakdown

Issue	Complaints
Written notification about debt	10
Attempts to collect debt not owed	9
False statements or representation	8
Communication tactics	6
Cont'd attempts collect debt not owed	6
Took or threatened to take negative or legal action	4
Disclosure verification of debt	2

Where do complaints against Systematic National Collection, Inc. come from?

Systematic National Collection, Inc.'s own per-state count, not a national baseline.

California

19
Utah

3
Massachusetts

2
New York

2
North Carolina

2
Washington

2
Wisconsin

2
Arizona

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Systematic National Collection, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 45.

4 peers

Know your rights before responding to Systematic National Collection, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.