This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 45 complaints

Systematic National Collection, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 20 states, reputation grade D.

Complaints by issue type

What consumers report about Systematic National Collection, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record systematic-national-collection-inc Systematic National Collection, Inc.

Grade D · 45 CFPB filings · 78% timely · lead issue: Written notification about debt

  • VOL 45
  • GRADE D
  • 12MO 0
  • STATES 20
  • TIMELY 78%
  • DISPUTE 15%
  • ISSUE Written notification about…
  • RANK #1,273
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: Account Brokers Inc. (45 complaints)

Account Brokers Inc.Account Brokers Inc.45Armor Systems CorporationArmor Systems Corporation45Auto Now Financial Services, Inc., Phoenix, AZ BranchAuto Now Financial Services,…45Bank of NEW York Mellon Corporation, theBank of NEW York Mellon Corp…45Systematic National Collection, Inc. (this)Systematic National Collecti…45
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Systematic National Collection, Inc.'s 45 CFPB complaints sit next to Account Brokers Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 45 complaints break down

Every complaint issue type on record for Systematic National Collection, Inc., not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
53.9/100
Systematic National Collection, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume D
45
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response B
78%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
15%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

42.2% of Systematic National Collection, Inc.'s CFPB filings land in California

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
California 42.2%
19 of 45 filings · 20 states touched
Seasonal peak
2022-01 9.4%
8–15% band · 3 filings
Corpus ranks
#1,273 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does Systematic National Collection, Inc. compare to its peers?

How does Systematic National Collection, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Systematic National Collection, Inc. National average
Complaints (last 12 mo)lower is better
0
0
268
Timely-response ratehigher is better
78%
96%
91%
Consumer-dispute ratelower is better
15%
21%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Systematic National Collection, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 8 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 0%20%40%60%80%100%120% 0%10%20%30%40% Timely response rate (%) Dispute rate (%) Systematic National Collection, Inc. vs. 7 similar-volume peers, by response speed and dispute rate Systematic National Collection, Inc.Solutions To Portfolios, LLCProfessional Recovery Consultants, Inc.Trust Financial LLCVeripro Solutions Inc.Northeast Collection BureauZIONS BANCORPORATIONLotane & Associates, P.A.
Source: CFPB Consumer Complaint Database

Systematic National Collection, Inc.'s complaint volume in context

Systematic National Collection, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

45 Top 23% higher than 77% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). This entry sits in this band. 60–80: 163 collectors (3%). Above this entry. 80–100: 112 collectors (2%). Above this entry. 100–120: 63 collectors (1%). Above this entry. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. Systematic National Collection, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2022-01 2025-11

Issue Detail Breakdown

Issue Complaints
Written notification about debt
10
Attempts to collect debt not owed
9
False statements or representation
8
Communication tactics
6
Cont'd attempts collect debt not owed
6
Took or threatened to take negative or legal action
4
Disclosure verification of debt
2

Where do complaints against Systematic National Collection, Inc. come from?

Systematic National Collection, Inc.'s own per-state count, not a national baseline.

Top states by complaints against Systematic National Collection, Inc.

Across 20 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Systematic National Collection, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 45.

4 peers

Know your rights before responding to Systematic National Collection, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.