What is the most common complaint against Alliant Credit Union?

The most common issue consumers report about Alliant Credit Union is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 71 complaints filed with the CFPB.

Are complaints against Alliant Credit Union increasing or decreasing?

Complaints against Alliant Credit Union are rising. The company received 30 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is Alliant Credit Union's reputation grade?

Alliant Credit Union has a reputation grade of D (score: 52.1/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Alliant Credit Union respond to consumer complaints?

Alliant Credit Union has a 100% timely response rate to CFPB complaints.

In how many states does Alliant Credit Union operate?

Alliant Credit Union has received CFPB complaints from consumers in 21 states, with the most complaints from California (11 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alliant Credit Union - Debt Collector Complaint Profile

CFPB complaint profile across 21 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

27
Took or threatened to take negative or legal action

22
Written notification about debt

13
False statements or representation

4
Communication tactics

3
Electronic communications

2

Data updated September 2026

CFPB complaint disposition

CCDB record alliant-credit-union Alliant Credit Union

Grade D · 71 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #993 · compose #3855

VOL 71
GRADE D
12MO 30
STATES 21
TIMELY 100%
ISSUE Attempts to collect debt n…
RANK #993
COMPOSE #3,855

Volume peers

Nearest volume peer: Abbott Osborn Jacobs PLC (71 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Alliant Credit Union's 71 CFPB complaints sit next to Abbott Osborn Jacobs PLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

California is the plurality state for Alliant Credit Union (15.5%)

The 2026-02 spike coincides with a 2,862-place gap between volume rank #993 and composite #3,855. Corpus placement method.

Plurality state: California 15.5%; Mid-band (15–30%) · 21 states with ≥1 filing
Spike month: 2026-02 100.0%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #993 volume; #3,855 composite; Cleanest-composite ladder is 2,862 places worse than volume

How does Alliant Credit Union compare to its peers?

How does ALLIANT CREDIT UNION compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

ALLIANT CREDIT UNION National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

87%

91%

Consumer-dispute ratelower is better

10%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2026-02 2026-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	27
Took or threatened to take negative or legal action	22
Written notification about debt	13
False statements or representation	4
Communication tactics	3
Electronic communications	2

Where do complaints against Alliant Credit Union come from?

Alliant Credit Union's own per-state count, not a national baseline.

California

11
Texas

10
Arizona

8
New York

6
Illinois

5
Nevada

4
Alabama

3
Florida

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Alliant Credit Union: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 71.

4 peers

Know your rights before responding to Alliant Credit Union: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.