State complaint profile

Debt collection complaints in Arizona

25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.

Complaints
25,734
Collectors
1,405
Top collector
Encore Capital Group Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Arizona at a glance

Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.

25,734
CFPB complaints filed
1,405
collectors active here
#1
most-complained: Encore Capital Group Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Arizona

Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 14

Sorted by most complaints

Jonathan Neil & Associates, Inc

D
3 total complaints ↓ falling

Key 2 Recovery, Inc.

D
3 total complaints → stable

Lakeview Loan Servicing, LLC

F
3 total complaints ↓ falling

MMG Law Group, PLLC

C
3 total complaints ↑ rising

MSW Capital, LLC

C
3 total complaints ↓ falling

Malcolm S. Gerald and Associates, Inc.

F
3 total complaints ↓ falling

Marine One Acceptance Corporation

D
3 total complaints ↑ rising

Maximum Title Loans, LLC

A
3 total complaints ↓ falling

Metro Collection Service Inc.

C
3 total complaints → stable

Mikki S. Yitzchaki, P.C.

F
3 total complaints ↓ falling

NEW York Community Bancorp Inc

D
3 total complaints ↑ rising

NPAS, Inc.

D
3 total complaints → stable

National Check Resolution Inc.

C
3 total complaints ↓ falling

Nelson and Kennard, LLP

D
3 total complaints → stable

Northern Arizona Creditors Service, Inc.

A
3 total complaints ↓ falling

Optimum Outcomes, Inc.

F
3 total complaints ↓ falling

Orions Management Group, LLC

D
3 total complaints → stable

P.S.C., Inc

D
3 total complaints ↓ falling

Pinnacle Financial Partners, Inc.

D
3 total complaints ↑ rising

Pendrick Capital Partners Holding, LLC

C
3 total complaints ↓ falling

Richland Holdings, Inc.

F
3 total complaints ↓ falling

Receivable Management Group, Inc. (GA)

C
3 total complaints ↓ falling

Recovery Partners, LLC

F
3 total complaints ↓ falling

RevMD Partners, LLC.

C
3 total complaints ↓ falling

Revenue Cycle Associates, Inc.

D
3 total complaints ↑ rising

Roadrunner Account Services, LLC

D
3 total complaints ↑ rising

Rocket Mortgage, LLC

C
3 total complaints ↑ rising

Roosen, Varchetti & Olivier, PLLC

C
3 total complaints → stable

RoundPoint Mortgage Servicing LLC

C
3 total complaints → stable

Sofi Technologies, Inc.

D
3 total complaints ↑ rising

State Farm Bank, FSB

D
3 total complaints ↓ falling

Suntrust Banks, Inc.

D
3 total complaints ↓ falling

Sarma

D
3 total complaints ↓ falling

Schukei Chevrolet Volkswagen

F
3 total complaints ↑ rising

Second Round Limited Partnership, Austin, TX Branch

D
3 total complaints ↓ falling

Sierra Collections and Consulting LLC

B
3 total complaints ↑ rising

Sierra Holdings LLC

D
3 total complaints ↓ falling

South Mississippi Collection Services Inc.

D
3 total complaints → stable

Southern Oregon Credit Service, Inc.

C
3 total complaints ↓ falling

Sparrow Financial, Inc.

D
3 total complaints ↑ rising

Specialized Loan Servicing Holdings LLC

D
3 total complaints ↓ falling

Texas Guaranteed

C
3 total complaints → stable

The Leviton Law Firm, Ltd.

D
3 total complaints ↓ falling

Tormey Bewley Corporation

C
3 total complaints ↓ falling

Tower Loan of Mississippi, Inc.

C
3 total complaints → stable

Tri-State Adjustments, Inc.

C
3 total complaints ↓ falling

USCB Corporation

D
3 total complaints ↑ rising

United Accounts, Inc.

F
3 total complaints ↑ rising

Universal Fidelity LP

D
3 total complaints ↓ falling

Wolf River Development Company

D
3 total complaints ↑ rising

If a collector is contacting you in Arizona

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Arizona

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Arizona Resident

Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.