State complaint profile
Debt collection complaints in Arizona
25,734 CFPB complaints filed against 1,405 debt collectors active in Arizona.
- Complaints
- 25,734
- Collectors
- 1,405
- Top collector
- Encore Capital Group Inc.
This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.
Arizona at a glance
Arizona consumers have filed 25,734 CFPB debt-collection complaints against 1,405 collectors.
- 25,734
- CFPB complaints filed
- 1,405
- collectors active here
- #1
- most-complained: Encore Capital Group Inc.
State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.
Insights: Debt Collection in Arizona
Arizona filings are dispersed: the top three collectors hold only 0% of 25,734 complaints.
This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.
The collector with the most complaints from Arizona residents in this extract is Encore Capital Group Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.
Active Debt Collectors - Page 15
Sorted by most complaintsYamaha Motor Finance Corporation USA
DYes Online Inc
D1 Stop Money Centers, LLC
FAAA Collections
DAccount Brokers Inc.
FAccscient, LLC
FAdmin Recovery, LLC
DAequitas Capital Opportunities Fund, LP
BAffiliated Acceptance Corporation
CAldridge Pite, LLP
DAllgate Financial, LLC
CAmerican Collection Systems, Inc.
BAmerican Management Services, Inc.
DAmerican Student Assistance
CAmeritan Group Services
FApelles, LLC
CArbor Residential Mortgage LLC
CArcon Credit Solutions LLC
DArk-La-Tex Financial Services, LLC
BAshfield Management Services Inc,
FAsset Management Professionals, LLC
CBAM Financial, LLC
FBank of the West
CBCG Equities, LLC
BBOK Financial Corp
CBSI Financial Holdings, Inc.
DBenuck & Rainey, Inc.
FBilateral Credit Corp, LLC
DBlakely-Witt and Associates, Inc.
DBlueChip Financial
CBowen & Associates Recovery, Inc
DBraviant Holdings, LLC
DBrennan & Clark, Ltd., LLC
DBronstein & Weiss Arbitration
FCARS Acquisition, LLC
BCB1, Inc.
DCredigy USA Corp.
CCapital Mitigation Services, LLC
DCarFinance Capital LLC, Irvine, CA Branch
BCarvana Group, LLC
DClearview Resolution Services
DCoast to Coast Financial Solutions, Inc.
FCollection Attorneys USA LLC
DCollection Management Company
CCollins Asset Group, LLC
FComerica
BCommercial Credit Counseling Services Inc.
BCompass Recovery Group, LLC
DConsolidated Auto Sales, Inc.
FConsumer Asset Management (Texas)
BIf a collector is contacting you in Arizona
High-volume states still start with the federal record, then verify any state-law question with an official source.
- Start with the densest Arizona names on the chart, then open each national record before you respond or pay. Browse rankings
- Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
- File with the CFPB first (public record + 15-day company reply), then check official Arizona AG channels if needed. Your rights
Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.
Read our methodology - how this data is sourced, computed, and verified.
Read with Arizona
- Encore Capital Group Inc. Leads Arizona complaint volume in this extract
- Maryland complaint profile Nearest volume peer (25,302 complaints)
- Michigan complaint profile Nearest volume peer (26,445 complaints)
- States by complaint volume Arizona sits in the dense end of the state ladder
- Debt validation letter High filing volume - written validation is the usual first step
- Compare collectors side-by-side Check response rates for the agencies contacting Arizona residents
According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.
Filing a Complaint as a Arizona Resident
Arizona's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Arizona attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.
| Publisher | PlainCollector |
| Sources | the CFPB Consumer Complaint Database |