What is the most common complaint against Roosen, Varchetti & Olivier, PLLC?

The most common issue consumers report about Roosen, Varchetti & Olivier, PLLC is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 130 complaints filed with the CFPB.

Are complaints against Roosen, Varchetti & Olivier, PLLC increasing or decreasing?

Complaints against Roosen, Varchetti & Olivier, PLLC have been stable. The company received 34 complaints in the last 12 months.

What is Roosen, Varchetti & Olivier, PLLC's reputation grade?

Roosen, Varchetti & Olivier, PLLC has a reputation grade of C (score: 57.0/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Roosen, Varchetti & Olivier, PLLC respond to consumer complaints?

Roosen, Varchetti & Olivier, PLLC has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 21% of cases.

In how many states does Roosen, Varchetti & Olivier, PLLC operate?

Roosen, Varchetti & Olivier, PLLC has received CFPB complaints from consumers in 7 states, with the most complaints from Michigan (78 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Roosen, Varchetti & Olivier, PLLC - Debt Collector Complaint Profile

CFPB complaint profile across 7 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

38
Took or threatened to take negative or legal action

37
Written notification about debt

18
False statements or representation

16
Communication tactics

8
Cont'd attempts collect debt not owed

4

Data updated September 2026

CFPB complaint disposition

CCDB record roosen-varchetti-olivier-pllc Roosen, Varchetti & Olivier, PLLC

Grade C · 130 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #720 · compose #2939

VOL 130
GRADE C
12MO 34
STATES 7
TIMELY 100%
DISPUTE 21%
ISSUE Attempts to collect debt n…
RANK #720
COMPOSE #2,939

Volume peers

Nearest volume peer: Financial Accounts Service Team Inc. (130 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Roosen, Varchetti & Olivier, PLLC's 130 CFPB complaints sit next to Financial Accounts Service Team Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

60.0% of Roosen, Varchetti & Olivier, PLLC's CFPB filings land in Michigan

High volume does not equal a clean composite: Roosen, Varchetti & Olivier, PLLC is volume #720 but composite #2,939, while Michigan dominates the geography. Corpus placement method.

Dominant state: Michigan 60.0%; 78 of 130 filings · 7 states touched
Seasonal peak: 2024-10 9.5%; 8–15% band · 27 filings
Divergent corpus ranks: #720 volume; #2,939 composite; Cleanest-composite ladder is 2,219 places worse than volume

How does Roosen, Varchetti & Olivier, PLLC compare to its peers?

How does Roosen, Varchetti & Olivier, PLLC compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Roosen, Varchetti & Ol… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

97%

91%

Consumer-dispute ratelower is better

21%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	38
Took or threatened to take negative or legal action	37
Written notification about debt	18
False statements or representation	16
Communication tactics	8
Cont'd attempts collect debt not owed	4
Improper contact or sharing of info	4
Taking/threatening an illegal action	4
Disclosure verification of debt	1

Where do complaints against Roosen, Varchetti & Olivier, PLLC come from?

Roosen, Varchetti & Olivier, PLLC's own per-state count, not a national baseline.

Michigan

78
Georgia

43
Arizona

3
Illinois

2
California

1
North Carolina

1
Texas

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Roosen, Varchetti & Olivier, PLLC: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 130.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Roosen, Varchetti & Olivier, PLLC: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.