What is the most common complaint against South Mississippi Collection Services Inc.?

The most common issue consumers report about South Mississippi Collection Services Inc. is "Attempts to collect debt not owed", specifically "Attempted to collect wrong amount". This is based on 57 complaints filed with the CFPB.

Are complaints against South Mississippi Collection Services Inc. increasing or decreasing?

Complaints against South Mississippi Collection Services Inc. have been stable. The company received 12 complaints in the last 12 months.

What is South Mississippi Collection Services Inc.'s reputation grade?

South Mississippi Collection Services Inc. has a reputation grade of D (score: 49.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does South Mississippi Collection Services Inc. respond to consumer complaints?

South Mississippi Collection Services Inc. has a 93% timely response rate to CFPB complaints. Consumers disputed the company's response in 50% of cases.

In how many states does South Mississippi Collection Services Inc. operate?

South Mississippi Collection Services Inc. has received CFPB complaints from consumers in 9 states, with the most complaints from Mississippi (41 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

South Mississippi Collection Services Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 9 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

16
False statements or representation

14
Took or threatened to take negative or legal action

8
Written notification about debt

7
Communication tactics

5
Cont'd attempts collect debt not owed

3

Data updated September 2026

CFPB complaint disposition

CCDB record south-mississippi-collection-services-inc South Mississippi Collection Services Inc.

Grade D · 57 CFPB filings · 93% timely · lead issue: Attempts to collect debt not owed · vol #1109 · compose #4172

VOL 57
GRADE D
12MO 12
STATES 9
TIMELY 93%
DISPUTE 50%
ISSUE Attempts to collect debt n…
RANK #1,109
COMPOSE #4,172

Volume peers

Nearest volume peer: Bilateral Credit Corp, LLC (57 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

South Mississippi Collection Services Inc.'s 57 CFPB complaints sit next to Bilateral Credit Corp, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

71.9% of South Mississippi Collection Services Inc.'s CFPB filings land in Mississippi

High volume does not equal a clean composite: South Mississippi Collection Services Inc. is volume #1,109 but composite #4,172, while Mississippi dominates the geography. Corpus placement method.

Dominant state: Mississippi 71.9%; 41 of 57 filings · 9 states touched
Spike month: 2014-11 22.2%; 2 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #1,109 volume; #4,172 composite; Cleanest-composite ladder is 3,063 places worse than volume

How does South Mississippi Collection Services Inc. compare to its peers?

How does South Mississippi Collection Services Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

South Mississippi Coll… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

93%

100%

91%

Consumer-dispute ratelower is better

50%

31%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2014-11 2024-04

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	16
False statements or representation	14
Took or threatened to take negative or legal action	8
Written notification about debt	7
Communication tactics	5
Cont'd attempts collect debt not owed	3
Threatened to contact someone or share information improperly	3
Disclosure verification of debt	1

Where do complaints against South Mississippi Collection Services Inc. come from?

South Mississippi Collection Services Inc.'s own per-state count, not a national baseline.

Mississippi

41
Texas

4
Alabama

3
Arizona

3
Georgia

2
Louisiana

1
Missouri

1
Tennessee

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for South Mississippi Collection Services Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 57.

4 peers

Know your rights before responding to South Mississippi Collection Services Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.