This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade F 109 complaints

United Accounts, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 19 states, reputation grade F.

Complaints by issue type

What consumers report about United Accounts, Inc.

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record united-accounts-inc United Accounts, Inc.

Grade F · 109 CFPB filings · 63% timely · lead issue: Took or threatened to take negative or legal action

  • VOL 109
  • GRADE F
  • 12MO 40
  • STATES 19
  • TIMELY 63%
  • DISPUTE 46%
  • ISSUE Took or threatened to take…
  • RANK #788
  • COMPOSE Not ranked

Volume peers

Nearest volume peer: McNeil & Meyers Asset Management Group, LLC (109 complaints)

McNeil & Meyers Asset Management Group, LLCMcNeil & Meyers Asset Manage…109Revenue Enterprises, LLCRevenue Enterprises, LLC109The Regional Adjustment Bureau, IncorporatedThe Regional Adjustment Bure…109United Accounts, Inc. (this)United Accounts, Inc. (this)109Ascendium Education GroupAscendium Education Group110
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

United Accounts, Inc.'s 109 CFPB complaints sit next to McNeil & Meyers Asset Management Group, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 109 complaints break down

Every complaint issue type on record for United Accounts, Inc., not just the top ones shown above.

Reputation score breakdown

F
Composite reputation score
38.6/100
United Accounts, Inc.

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
109
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response B
63%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate C
46%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend D
Rising
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

46.8% of United Accounts, Inc.'s CFPB filings land in North Dakota

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
North Dakota 46.8%
51 of 109 filings · 19 states touched
Seasonal peak
2016-02 8.6%
8–15% band · 3 filings
Corpus ranks
#788 volume
Composite not ranked (fewer than 200 complaints)
Volume rank among 5,420 collectors

How does United Accounts, Inc. compare to its peers?

How does United Accounts, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
United Accounts, Inc. National average
Complaints (last 12 mo)lower is better
40
0
268
Timely-response ratehigher is better
63%
99%
91%
Consumer-dispute ratelower is better
46%
18%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy United Accounts, Inc. a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 9 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 20%40%60%80%100%120% 0%10%20%30%40%50%60% Timely response rate (%) Dispute rate (%) United Accounts, Inc. vs. 8 similar-volume peers, by response speed and dispute rate United Accounts, Inc.The Regional Adjustment Bureau, IncorporatedRevenue Enterprises, LLCGlobal Recovery GroupMediation Recovery CenterTIDEWATER FINANCE COMPANY, INC.TSC Accounts Receivable SolutionsTormey Bewley CorporationSecond Alliance, Inc.
Source: CFPB Consumer Complaint Database

United Accounts, Inc.'s complaint volume in context

United Accounts, Inc. vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

109 Top 15% higher than 85% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). This entry sits in this band. 120–140: 67 collectors (1%). Above this entry. 140–160: 53 collectors (1%). Above this entry. 160–180: 42 collectors (1%). Above this entry. 180–200: 55 collectors (1%). Above this entry. 200–220: 536 collectors (10%). Above this entry. United Accounts, Inc. 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Rising ↑
2016-02 2022-09

Issue Detail Breakdown

Issue Complaints
Took or threatened to take negative or legal action
31
Written notification about debt
24
Attempts to collect debt not owed
22
False statements or representation
11
Cont'd attempts collect debt not owed
9
Communication tactics
7
Electronic communications
3
Disclosure verification of debt
2

Where do complaints against United Accounts, Inc. come from?

United Accounts, Inc.'s own per-state count, not a national baseline.

Top states by complaints against United Accounts, Inc.

Across 19 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for United Accounts, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 109.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 63.33333333333333%.

4 peers

Know your rights before responding to United Accounts, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.