What is the most common complaint against United Accounts, Inc.?

The most common issue consumers report about United Accounts, Inc. is "Took or threatened to take negative or legal action", specifically "Threatened or suggested your credit would be damaged". This is based on 109 complaints filed with the CFPB.

Are complaints against United Accounts, Inc. increasing or decreasing?

Complaints against United Accounts, Inc. are rising. The company received 40 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is United Accounts, Inc.'s reputation grade?

United Accounts, Inc. has a reputation grade of F (score: 38.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does United Accounts, Inc. respond to consumer complaints?

United Accounts, Inc. has a 63% timely response rate to CFPB complaints. Consumers disputed the company's response in 46% of cases.

In how many states does United Accounts, Inc. operate?

United Accounts, Inc. has received CFPB complaints from consumers in 19 states, with the most complaints from North Dakota (51 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

United Accounts, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 19 states, reputation grade F.

Compiled by PlainCollector

Took or threatened to take negative or legal action

31
Written notification about debt

24
Attempts to collect debt not owed

22
False statements or representation

11
Cont'd attempts collect debt not owed

9
Communication tactics

7

Data updated September 2026

CFPB complaint disposition

CCDB record united-accounts-inc United Accounts, Inc.

Grade F · 109 CFPB filings · 63% timely · lead issue: Took or threatened to take negative or legal action · vol #788 · compose #5006

VOL 109
GRADE F
12MO 40
STATES 19
TIMELY 63%
DISPUTE 46%
ISSUE Took or threatened to take…
RANK #788
COMPOSE #5,006

Volume peers

Nearest volume peer: McNeil & Meyers Asset Management Group, LLC (109 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

United Accounts, Inc.'s 109 CFPB complaints sit next to McNeil & Meyers Asset Management Group, LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

46.8% of United Accounts, Inc.'s CFPB filings land in North Dakota

High volume does not equal a clean composite: United Accounts, Inc. is volume #788 but composite #5,006, while North Dakota dominates the geography. Corpus placement method.

Dominant state: North Dakota 46.8%; 51 of 109 filings · 19 states touched
Seasonal peak: 2016-02 8.6%; 8–15% band · 3 filings
Divergent corpus ranks: #788 volume; #5,006 composite; Cleanest-composite ladder is 4,218 places worse than volume

How does United Accounts, Inc. compare to its peers?

How does United Accounts, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

United Accounts, Inc. National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

63%

99%

91%

Consumer-dispute ratelower is better

46%

18%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-02 2022-09

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	31
Written notification about debt	24
Attempts to collect debt not owed	22
False statements or representation	11
Cont'd attempts collect debt not owed	9
Communication tactics	7
Electronic communications	3
Disclosure verification of debt	2

Where do complaints against United Accounts, Inc. come from?

United Accounts, Inc.'s own per-state count, not a national baseline.

North Dakota

51
Minnesota

20
California

7
Texas

6
Colorado

4
Arizona

3
Maryland

2
Wisconsin

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for United Accounts, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 109.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 63.33333333333333%.

4 peers

Know your rights before responding to United Accounts, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.