State complaint profile

Debt collection complaints in Alabama

21,381 CFPB complaints filed against 1,136 debt collectors active in Alabama.

Complaints
21,381
Collectors
1,136
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alabama at a glance

Alabama consumers have filed 21,381 CFPB debt-collection complaints against 1,136 collectors.

21,381
CFPB complaints filed
1,136
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Alabama

Alabama filings are dispersed: the top three collectors hold only 0.1% of 21,381 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Alabama residents in this extract is CL Holdings LLC (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 8

Sorted by most complaints

Bayside Recovery Services, Inc.

A
5 total complaints ↓ falling

CMRE Financial Services, Inc.

D
5 total complaints ↓ falling

Capital Management Services, LP

D
5 total complaints ↓ falling

Collections Acquisition Company, Inc.

F
5 total complaints ↓ falling

Commercial Acceptance Company

D
5 total complaints → stable

Concord Servicing Corporation

C
5 total complaints ↑ rising

Credit Card Acquisitions Group

F
5 total complaints ↑ rising

Credit Fresh Holdings Inc

F
5 total complaints ↑ rising

Crown Asset Management, LLC, Duluth, GA Branch

D
5 total complaints → stable

Denali Capital Holdings, LLC

D
5 total complaints ↑ rising

DigniFi

D
5 total complaints ↑ rising

EGL US, LLC

F
5 total complaints ↑ rising

Eastpoint Recovery Group, Inc

D
5 total complaints ↓ falling

Enhanced Acquisitions, LLC

D
5 total complaints ↓ falling

First Portfolio Servicing Inc

F
5 total complaints ↑ rising

Freedom Financial Network

F
5 total complaints ↑ rising

Figure Technologies, Inc

C
5 total complaints ↑ rising

Hovg, LLC

F
5 total complaints ↓ falling

Jim Bottin Enterprises, Inc

D
5 total complaints → stable

Kinum, Inc., Indianapolis, IN Branch

D
5 total complaints ↑ rising

Linebarger Goggan Blair & Sampson LLP

D
5 total complaints ↓ falling

LoanCare, LLC

C
5 total complaints ↑ rising

Merchants' Credit Guide Company

D
5 total complaints ↓ falling

MiraMed Revenue Group LLC

C
5 total complaints ↓ falling

National Collection Systems, Inc.

D
5 total complaints → stable

Parnell & Parnell, PA

C
5 total complaints ↓ falling

Pendrick Capital Partners

F
5 total complaints ↓ falling

Prim and Mendheim

C
5 total complaints ↑ rising

Prosper Marketplace, Inc.

C
5 total complaints → stable

RMB, Inc.

C
5 total complaints ↓ falling

Receivable Recovery Services, LLC

D
5 total complaints ↓ falling

Sterling Jewelers, Inc.

C
5 total complaints ↓ falling

Servicer under contract with Federal Student Aid

F
5 total complaints ↑ rising

SinglePoint GI

F
5 total complaints ↑ rising

Southwest Recovery Services, Inc.

D
5 total complaints → stable

Spina & Lavelle, P.C.

B
5 total complaints ↑ rising

Starmark Financial LLC

F
5 total complaints ↑ rising

Sunbit, Inc.

F
5 total complaints ↑ rising

Transfinancial Companies, Inc

D
5 total complaints ↓ falling

Virtuoso Sourcing Group, LLC.

F
5 total complaints ↓ falling

Access Receivables of NC Inc.

C
4 total complaints ↓ falling

Account Control Technology, Inc.

C
4 total complaints ↓ falling

Account Discovery Systems, LLC

C
4 total complaints ↓ falling

Account Resolution Corporation

C
4 total complaints ↓ falling

Adler Wallach & Associates, Inc.

D
4 total complaints ↓ falling

Advanced Collection Bureau, Inc.

D
4 total complaints ↓ falling

Allgate Financial, LLC

C
4 total complaints ↓ falling

Apelles, LLC

C
4 total complaints → stable

Associated Credit Services, Inc.

D
4 total complaints → stable

Block, Inc.

F
4 total complaints ↑ rising

If a collector is contacting you in Alabama

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Alabama names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Alabama AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Alabama

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Alabama Resident

Alabama's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Alabama attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.