What is the most common complaint against Advanced Collection Bureau, Inc.?

The most common issue consumers report about Advanced Collection Bureau, Inc. is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 339 complaints filed with the CFPB.

Are complaints against Advanced Collection Bureau, Inc. increasing or decreasing?

Complaints against Advanced Collection Bureau, Inc. are falling. The company received 45 complaints in the last 12 months, showing improvement over prior periods.

What is Advanced Collection Bureau, Inc.'s reputation grade?

Advanced Collection Bureau, Inc. has a reputation grade of D (score: 53.4/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Advanced Collection Bureau, Inc. respond to consumer complaints?

Advanced Collection Bureau, Inc. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 24% of cases.

In how many states does Advanced Collection Bureau, Inc. operate?

Advanced Collection Bureau, Inc. has received CFPB complaints from consumers in 31 states, with the most complaints from Florida (196 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Advanced Collection Bureau, Inc. - Debt Collector Complaint Profile

CFPB complaint profile across 31 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

120
Written notification about debt

72
Took or threatened to take negative or legal action

37
Cont'd attempts collect debt not owed

37
False statements or representation

32
Communication tactics

20

Data updated September 2026

CFPB complaint disposition

CCDB record advanced-collection-bureau-inc Advanced Collection Bureau, Inc.

Grade D · 339 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #366 · compose #3652

VOL 339
GRADE D
12MO 45
STATES 31
TIMELY 100%
DISPUTE 24%
ISSUE Attempts to collect debt n…
RANK #366
COMPOSE #3,652

Volume peers

Nearest volume peer: Clark County Collection Service (339 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Advanced Collection Bureau, Inc.'s 339 CFPB complaints sit next to Clark County Collection Service on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

57.8% of Advanced Collection Bureau, Inc.'s CFPB filings land in Florida

High volume does not equal a clean composite: Advanced Collection Bureau, Inc. is volume #366 but composite #3,652, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 57.8%; 196 of 339 filings · 31 states touched
Seasonal peak: 2016-10 11.1%; 8–15% band · 5 filings
Divergent corpus ranks: #366 volume; #3,652 composite; Cleanest-composite ladder is 3,286 places worse than volume

How does Advanced Collection Bureau, Inc. compare to its peers?

How does Advanced Collection Bureau, Inc. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Advanced Collection Bu… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

91%

Consumer-dispute ratelower is better

24%

28%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2016-08 2019-09

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	120
Written notification about debt	72
Took or threatened to take negative or legal action	37
Cont'd attempts collect debt not owed	37
False statements or representation	32
Communication tactics	20
Disclosure verification of debt	17
Threatened to contact someone or share information improperly	3
Improper contact or sharing of info	1

Where do complaints against Advanced Collection Bureau, Inc. come from?

Advanced Collection Bureau, Inc.'s own per-state count, not a national baseline.

Florida

196
Texas

23
Georgia

20
Oklahoma

17
Pennsylvania

12
Louisiana

8
South Carolina

8
Alabama

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Advanced Collection Bureau, Inc.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 339.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 100%.

4 peers

Know your rights before responding to Advanced Collection Bureau, Inc.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.