What is the most common complaint against DigniFi?

The most common issue consumers report about DigniFi is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 111 complaints filed with the CFPB.

Are complaints against DigniFi increasing or decreasing?

Complaints against DigniFi are rising. The company received 71 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is DigniFi's reputation grade?

DigniFi has a reputation grade of D (score: 49.9/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does DigniFi respond to consumer complaints?

DigniFi has a 98% timely response rate to CFPB complaints.

In how many states does DigniFi operate?

DigniFi has received CFPB complaints from consumers in 23 states, with the most complaints from Texas (24 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

DigniFi - Debt Collector Complaint Profile

CFPB complaint profile across 23 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

58
Took or threatened to take negative or legal action

33
Written notification about debt

11
False statements or representation

6
Communication tactics

3

Data updated September 2026

CFPB complaint disposition

CCDB record dignifi DigniFi

Grade D · 111 CFPB filings · 98% timely · lead issue: Attempts to collect debt not owed · vol #779 · compose #4156

VOL 111
GRADE D
12MO 71
STATES 23
TIMELY 98%
ISSUE Attempts to collect debt n…
RANK #779
COMPOSE #4,156

Volume peers

Nearest volume peer: Alpine Credit, Inc (111 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

DigniFi's 111 CFPB complaints sit next to Alpine Credit, Inc on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

Spiky monthly series

Texas is the plurality state for DigniFi (21.6%)

The 2025-07 spike coincides with a 3,377-place gap between volume rank #779 and composite #4,156. Corpus placement method.

Plurality state: Texas 21.6%; Mid-band (15–30%) · 23 states with ≥1 filing
Spike month: 2025-07 15.0%; 6 filings that month · spiky (≥15% of series)
Divergent corpus ranks: #779 volume; #4,156 composite; Cleanest-composite ladder is 3,377 places worse than volume

How does DigniFi compare to its peers?

How does DigniFi compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

DigniFi National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

82%

91%

Consumer-dispute ratelower is better

21%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2020-04 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	58
Took or threatened to take negative or legal action	33
Written notification about debt	11
False statements or representation	6
Communication tactics	3

Where do complaints against DigniFi come from?

DigniFi's own per-state count, not a national baseline.

Texas

24
Florida

13
Maryland

13
Illinois

10
California

6
Alabama

5
Nevada

5
New York

4

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for DigniFi: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 111.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 97.87234042553192%.

4 peers

Know your rights before responding to DigniFi: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.