What is the most common complaint against Transfinancial Companies, Inc?

The most common issue consumers report about Transfinancial Companies, Inc is "Attempts to collect debt not owed", specifically "Debt is not yours". This is based on 325 complaints filed with the CFPB.

Are complaints against Transfinancial Companies, Inc increasing or decreasing?

Complaints against Transfinancial Companies, Inc are falling. The company received 54 complaints in the last 12 months, showing improvement over prior periods.

What is Transfinancial Companies, Inc's reputation grade?

Transfinancial Companies, Inc has a reputation grade of D (score: 55.8/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does Transfinancial Companies, Inc respond to consumer complaints?

Transfinancial Companies, Inc has a 99% timely response rate to CFPB complaints. Consumers disputed the company's response in 13% of cases.

In how many states does Transfinancial Companies, Inc operate?

Transfinancial Companies, Inc has received CFPB complaints from consumers in 18 states, with the most complaints from Louisiana (243 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Transfinancial Companies, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade D.

Compiled by PlainCollector

Attempts to collect debt not owed

128
Written notification about debt

98
False statements or representation

26
Took or threatened to take negative or legal action

21
Cont'd attempts collect debt not owed

19
Communication tactics

15

Data updated September 2026

CFPB complaint disposition

CCDB record transfinancial-companies-inc Transfinancial Companies, Inc

Grade D · 325 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #381 · compose #3204

VOL 325
GRADE D
12MO 54
STATES 18
TIMELY 99%
DISPUTE 13%
ISSUE Attempts to collect debt n…
RANK #381
COMPOSE #3,204

Volume peers

Nearest volume peer: Account Control Technology, Inc. (327 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Transfinancial Companies, Inc's 325 CFPB complaints sit next to Account Control Technology, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

74.8% of Transfinancial Companies, Inc's CFPB filings land in Louisiana

High volume does not equal a clean composite: Transfinancial Companies, Inc is volume #381 but composite #3,204, while Louisiana dominates the geography. Corpus placement method.

Dominant state: Louisiana 74.8%; 243 of 325 filings · 18 states touched
Seasonal peak: 2015-04 13.0%; 8–15% band · 6 filings
Divergent corpus ranks: #381 volume; #3,204 composite; Cleanest-composite ladder is 2,823 places worse than volume

How does Transfinancial Companies, Inc compare to its peers?

How does Transfinancial Companies, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

Transfinancial Compani… National average

Complaints (last 12 mo)lower is better

199

268

Timely-response ratehigher is better

99%

100%

91%

Consumer-dispute ratelower is better

13%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2013-07 2016-02

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	128
Written notification about debt	98
False statements or representation	26
Took or threatened to take negative or legal action	21
Cont'd attempts collect debt not owed	19
Communication tactics	15
Disclosure verification of debt	11
Threatened to contact someone or share information improperly	4
Improper contact or sharing of info	3

Where do complaints against Transfinancial Companies, Inc come from?

Transfinancial Companies, Inc's own per-state count, not a national baseline.

Louisiana

243
Texas

32
Florida

14
Georgia

7
Alabama

5
Mississippi

5
Indiana

2
New Mexico

2

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Transfinancial Companies, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 325.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.69706840390879%.

4 peers

Know your rights before responding to Transfinancial Companies, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.