This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

CFPB complaint data Grade D 325 complaints

Transfinancial Companies, Inc - Debt Collector Complaint Profile

CFPB complaint profile across 18 states, reputation grade D.

Complaints by issue type

What consumers report about Transfinancial Companies, Inc

complaints
Source CFPB Consumer Complaint Database
Subscribe to complaint changes (RSS)

Data updated September 2026

CFPB complaint disposition

CCDB record transfinancial-companies-inc Transfinancial Companies, Inc

Grade D · 325 CFPB filings · 99% timely · lead issue: Attempts to collect debt not owed · vol #381 · compose #89

  • VOL 325
  • GRADE D
  • 12MO 54
  • STATES 18
  • TIMELY 99%
  • DISPUTE 13%
  • ISSUE Attempts to collect debt n…
  • RANK #381
  • COMPOSE #89

Volume peers

Nearest volume peer: Account Control Technology, Inc. (327 complaints)

Transfinancial Companies, Inc (this)Transfinancial Companies, In…325Account Control Technology, Inc.Account Control Technology, …327Avadyne Health Holdings, IncAvadyne Health Holdings, Inc327Global Credit & Collection CorporationGlobal Credit & Collection C…327State Employees Credit UnionState Employees Credit Union327
CFPB complaint volume neighbourhood (this collector + nearest volume peers)

Transfinancial Companies, Inc's 325 CFPB complaints sit next to Account Control Technology, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

How the 325 complaints break down

Every complaint issue type on record for Transfinancial Companies, Inc, not just the top ones shown above.

Reputation score breakdown

D
Composite reputation score
55.8/100
Transfinancial Companies, Inc

Blends complaint volume, timely-response rate, dispute rate, and recent trend from the CFPB Consumer Complaint Database into one comparable 0-100 score. Not an official CFPB rating and not a finding of wrongdoing — see methodology for the exact formula.

Complaint volume F
325
Fewer complaints relative to graded peers scores higher; volume reflects footprint as much as conduct.
Timely response A
99%
Share of complaints answered inside the CFPB’s 15-day window.
Dispute rate A
13%
Share of company responses the consumer disputed as inadequate; lower is better.
Recent trend B
Falling
Whether the last 12 months of complaints are rising, stable, or falling vs the prior period.

State-heavy filing map

74.8% of Transfinancial Companies, Inc's CFPB filings land in Louisiana

Concentration is computed from this collector's company_states rows only, not a national baseline. Corpus placement method.

Dominant state
Louisiana 74.8%
243 of 325 filings · 18 states touched
Seasonal peak
2015-04 13.0%
8–15% band · 6 filings
Corpus ranks
#381 volume
#89 composite
Among 5,420 volume-ranked / 536 scored collectors with 200+ complaints

How does Transfinancial Companies, Inc compare to its peers?

How does Transfinancial Companies, Inc compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count
Transfinancial Companies, Inc National average
Complaints (last 12 mo)lower is better
54
199
268
Timely-response ratehigher is better
99%
100%
91%
Consumer-dispute ratelower is better
13%
0%
19%

Source: CFPB Consumer Complaint Database.

Response speed vs. dispute rate, among similar-volume collectors

Timely response and dispute rate track only weakly together nationally (r=0.22 among collectors with 5+ complaints): answering promptly does not reliably buy Transfinancial Companies, Inc a lower dispute rate.

Source: CFPB Consumer Complaint Database 2×2 strategic matrix plotting 11 entities by Timely response rate (%) (X) and Dispute rate (%) (Y), with a crosshair dividing the plot into four quadrants. Responsive but disputedSlow & disputedResponsive & trustedSlow but undisputed 90%92%94%96%98%100%102% 0%10%20%30%40%50% Timely response rate (%) Dispute rate (%) Transfinancial Companies, Inc vs. 10 similar-volume peers, by response speed and dispute rate Transfinancial Companies, IncSTATE EMPLOYEES CREDIT UNIOND&A Services, LLCGlobal Credit & Collection CorporationAvadyne Health Holdings, IncAccount Control Technology, Inc.Holloway Credit SolutionsIdeal Collection Services, Inc.Express Recovery Services, Inc.Berlin-Wheeler, Inc. (Kansas)Phillips & Cohen Associates, Ltd.
Source: CFPB Consumer Complaint Database

Transfinancial Companies, Inc's complaint volume in context

Transfinancial Companies, Inc vs all collectors by complaint volume

Where this collector's total CFPB complaint count sits among every tracked debt collector (volume, not a quality ranking)

325 Top 7% higher than 93% of 5,420 collectors

0–20: 3,504 collectors (65%). Below this entry. 20–40: 565 collectors (10%). Below this entry. 40–60: 260 collectors (5%). Below this entry. 60–80: 163 collectors (3%). Below this entry. 80–100: 112 collectors (2%). Below this entry. 100–120: 63 collectors (1%). Below this entry. 120–140: 67 collectors (1%). Below this entry. 140–160: 53 collectors (1%). Below this entry. 160–180: 42 collectors (1%). Below this entry. 180–200: 55 collectors (1%). Below this entry. 200–220: 536 collectors (10%). This entry sits in this band. Transfinancial Companies, Inc 0 220 tracked debt collectors, bucketed by value

Each bar is a band; taller bars hold more collectors. The dashed line + filled bar mark this entry. Hover or tap any bar for its full count, share, and where it sits relative to this entry.

Source CFPB Consumer Complaint Database · September 2026

Complaint Trend (24 months)

Falling ↓
2013-07 2016-02

Issue Detail Breakdown

Issue Complaints
Attempts to collect debt not owed
128
Written notification about debt
98
False statements or representation
26
Took or threatened to take negative or legal action
21
Cont'd attempts collect debt not owed
19
Communication tactics
15
Disclosure verification of debt
11
Threatened to contact someone or share information improperly
4
Improper contact or sharing of info
3

Where do complaints against Transfinancial Companies, Inc come from?

Transfinancial Companies, Inc's own per-state count, not a national baseline.

Top states by complaints against Transfinancial Companies, Inc

Across 18 states with at least one filing

complaints
Source CFPB Consumer Complaint Database

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for Transfinancial Companies, Inc: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 325.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 98.69706840390879%.

4 peers

Know your rights before responding to Transfinancial Companies, Inc: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.