State complaint profile

Debt collection complaints in Alabama

21,381 CFPB complaints filed against 1,136 debt collectors active in Alabama.

Complaints
21,381
Collectors
1,136
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alabama at a glance

Alabama consumers have filed 21,381 CFPB debt-collection complaints against 1,136 collectors.

21,381
CFPB complaints filed
1,136
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Alabama

Alabama filings are dispersed: the top three collectors hold only 0.2% of 21,381 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Alabama residents in this extract is CL Holdings LLC (0.2% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 5

Sorted by most complaints

Marauder Corporation

F
12 total complaints ↑ rising

Paramount Recovery Systems, L.P.

D
12 total complaints ↓ falling

Reliant Capital Solutions, LLC

D
12 total complaints ↑ rising

Riverwalk Financial Corporation

F
12 total complaints ↓ falling

SUN Loan Company Inc.

C
12 total complaints ↑ rising

The Law Offices of Mitchell D. Bluhm & Associates

C
12 total complaints ↓ falling

USCB Corporation

D
12 total complaints ↑ rising

Avante

D
11 total complaints ↓ falling

Alorica Inc.

D
11 total complaints ↓ falling

American Credit Acceptance, LLC

D
11 total complaints ↑ rising

CAC Financial Corp

D
11 total complaints → stable

Complete Credit Solutions, Inc.

D
11 total complaints → stable

Expert Global Solutions, Inc.

D
11 total complaints ↓ falling

First National Collection Bureau, Inc.

D
11 total complaints ↓ falling

Firstsource Business Process Services, LLC

D
11 total complaints → stable

Hyundai Capital America

C
11 total complaints ↑ rising

MacDowell & Associates, Ltd.

D
11 total complaints ↓ falling

Oliphant Financial, LLC

D
11 total complaints ↓ falling

ORG GC GP Buyer, LLC

D
11 total complaints ↓ falling

Ocwen Financial Corporation

D
11 total complaints ↓ falling

Oliphant United, Inc.

F
11 total complaints ↑ rising

Optio Solutions, LLC

D
11 total complaints ↑ rising

P&B Capital Group, LLC

F
11 total complaints → stable

Prince Parker & Associates

D
11 total complaints → stable

SCA Collections, Inc.

D
11 total complaints ↓ falling

Shellpoint Partners, LLC

D
11 total complaints → stable

Stellar Recovery, Inc.

D
11 total complaints ↓ falling

Unifin Inc.

D
11 total complaints ↑ rising

ATG Credit, LLC

D
10 total complaints ↓ falling

Asset Recovery Solutions, LLC

D
10 total complaints ↓ falling

Bbva Financial Corporation

C
10 total complaints ↓ falling

Cascade Capital, LLC

D
10 total complaints → stable

Choice Recovery, Inc.

D
10 total complaints ↓ falling

Continental Finance Company, LLC

C
10 total complaints ↑ rising

Ford Motor Credit Co.

D
10 total complaints → stable

First Data Corporation

D
10 total complaints ↓ falling

I.q. Data International, Inc.

D
10 total complaints ↓ falling

Lloyd & McDaniel, PLC

D
10 total complaints ↑ rising

Maximus Federal Services, Inc.

F
10 total complaints ↑ rising

Pentagon Federal Credit Union

D
10 total complaints ↑ rising

Rausch Sturm LLP

F
10 total complaints ↑ rising

SIMM Associates, Inc.

D
10 total complaints → stable

Sezzle Inc.

F
10 total complaints ↑ rising

Strategic Alliances, Inc.

D
10 total complaints ↓ falling

U.s. Bancorp

D
10 total complaints ↓ falling

URS Holding, LLC

D
10 total complaints ↓ falling

World Omni Financial Corp.

C
10 total complaints ↑ rising

American Honda Finance Corp

D
9 total complaints → stable

Aldridge PIte Haan, LLP

C
9 total complaints ↓ falling

Alliance Collection Service

B
9 total complaints ↓ falling

If a collector is contacting you in Alabama

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Alabama names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Alabama AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Alabama

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Alabama Resident

Alabama's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Alabama attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.