What is the most common complaint against World Omni Financial Corp.?

The most common issue consumers report about World Omni Financial Corp. is "Attempts to collect debt not owed", specifically "Threatened or suggested your credit would be damaged". This is based on 247 complaints filed with the CFPB.

Are complaints against World Omni Financial Corp. increasing or decreasing?

Complaints against World Omni Financial Corp. are rising. The company received 85 complaints in the last 12 months, indicating an upward trend in consumer issues.

What is World Omni Financial Corp.'s reputation grade?

World Omni Financial Corp. has a reputation grade of C (score: 58.6/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does World Omni Financial Corp. respond to consumer complaints?

World Omni Financial Corp. has a 100% timely response rate to CFPB complaints. Consumers disputed the company's response in 9% of cases.

In how many states does World Omni Financial Corp. operate?

World Omni Financial Corp. has received CFPB complaints from consumers in 19 states, with the most complaints from Florida (110 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

World Omni Financial Corp. - Debt Collector Complaint Profile

CFPB complaint profile across 19 states, reputation grade C.

Compiled by PlainCollector

Attempts to collect debt not owed

89
Took or threatened to take negative or legal action

61
False statements or representation

34
Written notification about debt

30
Communication tactics

25
Disclosure verification of debt

2

Data updated September 2026

CFPB complaint disposition

CCDB record world-omni-financial-corp World Omni Financial Corp.

Grade C · 247 CFPB filings · 100% timely · lead issue: Attempts to collect debt not owed · vol #455 · compose #2600

VOL 247
GRADE C
12MO 85
STATES 19
TIMELY 100%
DISPUTE 9%
ISSUE Attempts to collect debt n…
RANK #455
COMPOSE #2,600

Volume peers

Nearest volume peer: Gold KEY Credit, Inc. (248 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

World Omni Financial Corp.'s 247 CFPB complaints sit next to Gold KEY Credit, Inc. on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

44.5% of World Omni Financial Corp.'s CFPB filings land in Florida

High volume does not equal a clean composite: World Omni Financial Corp. is volume #455 but composite #2,600, while Florida dominates the geography. Corpus placement method.

Dominant state: Florida 44.5%; 110 of 247 filings · 19 states touched
Seasonal peak: 2026-02 8.6%; 8–15% band · 16 filings
Divergent corpus ranks: #455 volume; #2,600 composite; Cleanest-composite ladder is 2,145 places worse than volume

How does World Omni Financial Corp. compare to its peers?

How does World Omni Financial Corp. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

World Omni Financial C… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

100%

98%

91%

Consumer-dispute ratelower is better

24%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-03 2026-03

Issue Detail Breakdown

Issue	Complaints
Attempts to collect debt not owed	89
Took or threatened to take negative or legal action	61
False statements or representation	34
Written notification about debt	30
Communication tactics	25
Disclosure verification of debt	2
Improper contact or sharing of info	2
Electronic communications	2
Cont'd attempts collect debt not owed	1
Threatened to contact someone or share information improperly	1

Where do complaints against World Omni Financial Corp. come from?

World Omni Financial Corp.'s own per-state count, not a national baseline.

Florida

110
Georgia

59
North Carolina

29
Alabama

10
Ohio

8
South Carolina

6
California

3
Montana

3

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for World Omni Financial Corp.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 247.

4 peers

Similar timely response rate

Nearest collectors by CFPB 15-day timely-response %. This record: 99.54954954954955%.

4 peers

Know your rights before responding to World Omni Financial Corp.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.