What is the most common complaint against MacDowell & Associates, Ltd.?

The most common issue consumers report about MacDowell & Associates, Ltd. is "Took or threatened to take negative or legal action", specifically "Sued you without properly notifying you of lawsuit". This is based on 68 complaints filed with the CFPB.

Are complaints against MacDowell & Associates, Ltd. increasing or decreasing?

Complaints against MacDowell & Associates, Ltd. are falling. The company received 5 complaints in the last 12 months, showing improvement over prior periods.

What is MacDowell & Associates, Ltd.'s reputation grade?

MacDowell & Associates, Ltd. has a reputation grade of D (score: 52.3/100), PlainCollector's composite letter grade blending complaint volume, response timeliness, dispute rate, and complaint trend.

Does MacDowell & Associates, Ltd. respond to consumer complaints?

MacDowell & Associates, Ltd. has a 98% timely response rate to CFPB complaints. Consumers disputed the company's response in 43% of cases.

In how many states does MacDowell & Associates, Ltd. operate?

MacDowell & Associates, Ltd. has received CFPB complaints from consumers in 4 states, with the most complaints from Georgia (29 complaints).

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

MacDowell & Associates, Ltd. - Debt Collector Complaint Profile

CFPB complaint profile across 4 states, reputation grade D.

Compiled by PlainCollector

Took or threatened to take negative or legal action

20
Attempts to collect debt not owed

9
False statements or representation

8
Communication tactics

8
Written notification about debt

7
Cont'd attempts collect debt not owed

6

Data updated September 2026

CFPB complaint disposition

CCDB record macdowell-associates-ltd MacDowell & Associates, Ltd.

Grade D · 68 CFPB filings · 98% timely · lead issue: Took or threatened to take negative or legal action · vol #1015 · compose #3837

VOL 68
GRADE D
12MO 5
STATES 4
TIMELY 98%
DISPUTE 43%
ISSUE Took or threatened to take…
RANK #1,015
COMPOSE #3,837

Volume peers

Nearest volume peer: Couch Lambert LLC (68 complaints)

CFPB complaint volume neighbourhood (this collector + nearest volume peers)

MacDowell & Associates, Ltd.'s 68 CFPB complaints sit next to Couch Lambert LLC on the volume neighbourhood; peer NAMES stay, and disposition VALUES are this collector's. Grades compare collectors to each other - a complaint is a filing, not a proven violation. How to read a complaint count →

State-heavy filing map

42.6% of MacDowell & Associates, Ltd.'s CFPB filings land in Georgia

High volume does not equal a clean composite: MacDowell & Associates, Ltd. is volume #1,015 but composite #3,837, while Georgia dominates the geography. Corpus placement method.

Dominant state: Georgia 42.6%; 29 of 68 filings · 4 states touched
Seasonal peak: 2026-02 11.8%; 8–15% band · 11 filings
Divergent corpus ranks: #1,015 volume; #3,837 composite; Cleanest-composite ladder is 2,822 places worse than volume

How does MacDowell & Associates, Ltd. compare to its peers?

How does MacDowell & Associates, Ltd. compare? Versus a similar-volume peer and the national average (collectors with ≥50 total complaints), drawn from 10 collectors with a comparable complaint count

MacDowell & Associates… National average

Complaints (last 12 mo)lower is better

268

Timely-response ratehigher is better

98%

99%

91%

Consumer-dispute ratelower is better

43%

35%

19%

Source: CFPB Consumer Complaint Database.

Complaint Trend (24 months)

2024-02 2026-03

Issue Detail Breakdown

Issue	Complaints
Took or threatened to take negative or legal action	20
Attempts to collect debt not owed	9
False statements or representation	8
Communication tactics	8
Written notification about debt	7
Cont'd attempts collect debt not owed	6
Taking/threatening an illegal action	5
Disclosure verification of debt	2
Threatened to contact someone or share information improperly	2
Improper contact or sharing of info	1

Where do complaints against MacDowell & Associates, Ltd. come from?

MacDowell & Associates, Ltd.'s own per-state count, not a national baseline.

Georgia

29
California

25
Alabama

11
New York

1

Compare beyond geography

Nationwide peers by volume & timely response

Two PlainCollector-derived comparison paths for MacDowell & Associates, Ltd.: nearest all-time CFPB complaint volume and nearest CFPB timely-response rate among collectors with at least 100 logged complaints. State breakdowns above stay geographic; these neighborhoods vary by metric.

Similar filing volume

Nearest collectors by total CFPB complaints. This record: 68.

4 peers

Know your rights before responding to MacDowell & Associates, Ltd.: FDCPA rights guide · debt validation letter · rights library.

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Every figure on PlainCollector is rendered directly from federal source data, no number is typed in by an editor. This page draws directly on federal source data, no figure is typed in by an editor. See our editorial standards & corrections policy, the methodology behind these numbers, or report a data error.