State complaint profile

Debt collection complaints in Alabama

21,381 CFPB complaints filed against 1,136 debt collectors active in Alabama.

Complaints
21,381
Collectors
1,136
Top collector
CL Holdings LLC

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Alabama at a glance

Alabama consumers have filed 21,381 CFPB debt-collection complaints against 1,136 collectors.

21,381
CFPB complaints filed
1,136
collectors active here
#1
most-complained: CL Holdings LLC

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Alabama

Alabama filings are dispersed: the top three collectors hold only 0.1% of 21,381 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Alabama residents in this extract is CL Holdings LLC (0.1% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 6

Sorted by most complaints

American Coradius International LLC

D
9 total complaints ↓ falling

American First Finance, Inc.

F
9 total complaints → stable

Check Into Cash Inc.

C
9 total complaints ↓ falling

Fiserv Finxact Core

F
9 total complaints → stable

First Credit Services Inc.

D
9 total complaints ↑ rising

Hillcrest Davidson & Associates

D
9 total complaints ↓ falling

Hollis Cobb Associates

D
9 total complaints → stable

Jacob Law Group, PLLC

C
9 total complaints ↓ falling

Larry H. Miller Group of Companies

B
9 total complaints ↑ rising

Maury Cobb, Attorney at Law, LLC

C
9 total complaints ↓ falling

McCarthy, Burgess & Wolff, Inc.

D
9 total complaints ↓ falling

Nissan Motor Acceptance Company LLC

C
9 total complaints → stable

Penn Credit Corporation

D
9 total complaints ↓ falling

Persolve, LLC - Legal - Series 2

F
9 total complaints ↓ falling

Populus Financial Group, Inc. (F/K/A Ace Cash Express)

D
9 total complaints ↓ falling

Professional Finance Company, Inc.

D
9 total complaints ↓ falling

Retrieval-Masters Creditors Bureau, Inc., Elmsford, NY Branch

D
9 total complaints ↓ falling

Summit A*R, Inc.

D
9 total complaints ↑ rising

United PanAm Financial Corp.

C
9 total complaints ↑ rising

Upstart Holdings, Inc.

F
9 total complaints ↑ rising

Uptain Group, Inc.

D
9 total complaints ↓ falling

Weltman, Weinberg & Reis Co., L.P.A.

D
9 total complaints ↓ falling

Zwicker & Associates

D
9 total complaints → stable

Consumer Collection Management. Inc

F
8 total complaints → stable

Focus Holding Company

D
8 total complaints ↓ falling

Global Trust Management LLC

C
8 total complaints → stable

Klarna AB

F
8 total complaints ↑ rising

National Enterprise Systems, Inc.

D
8 total complaints ↓ falling

Performant Financial Corporation

D
8 total complaints ↓ falling

Recovery One, LLC

D
8 total complaints ↓ falling

Rozlin Financial Group, Inc.

C
8 total complaints ↑ rising

SG and Associates

F
8 total complaints ↑ rising

SLM Corporation

C
8 total complaints → stable

AmerAssist A/R Solutions, Inc.

F
7 total complaints ↓ falling

Avant Holding Company, Inc.

F
7 total complaints ↑ rising

Bull City Financial Solutions, Inc

D
7 total complaints ↑ rising

CNG Holdings Inc

C
7 total complaints ↓ falling

Chime Financial Inc

D
7 total complaints ↑ rising

Clear Debt Solutions, LLC

F
7 total complaints ↓ falling

Data Check of America LLC

F
7 total complaints ↓ falling

Direct Recovery Services, LLC

F
7 total complaints ↓ falling

Fidelity Capital Holdings, Inc

F
7 total complaints ↓ falling

FMA Alliance, Ltd.

C
7 total complaints → stable

Financial Asset Management Systems Inc

C
7 total complaints ↓ falling

Financial Recovery Services, Inc.

D
7 total complaints ↓ falling

Kovo

D
7 total complaints ↑ rising

Law Office of Brett M. Borland, P.C.

F
7 total complaints ↑ rising

NCC Business Services, Inc.

D
7 total complaints ↓ falling

Nationwide Recovery Systems, Ltd

D
7 total complaints ↓ falling

Northstar Location Services, LLC

D
7 total complaints ↓ falling

If a collector is contacting you in Alabama

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Alabama names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Alabama AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Alabama

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Alabama Resident

Alabama's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Alabama attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.