State complaint profile

Debt collection complaints in Virginia

27,934 CFPB complaints filed against 1,426 debt collectors active in Virginia.

Complaints
27,934
Collectors
1,426
Top collector
Equifax, Inc.

This data comes from the CFPB Consumer Complaint Database and reflects consumer complaints, not proven violations.

Virginia at a glance

Virginia consumers have filed 27,934 CFPB debt-collection complaints against 1,426 collectors.

27,934
CFPB complaints filed
1,426
collectors active here
#1
most-complained: Equifax, Inc.

State-of-residence is the consumer's address at filing, not the collector's. A complaint is a consumer filing, not a proven violation.

Insights: Debt Collection in Virginia

Virginia filings are dispersed: the top three collectors hold only 0% of 27,934 complaints.

This is a dense end-of-ladder state. National debt buyers and the three credit bureaus usually dominate the chart above; use the state mix to see whether one buyer or bureau is over-indexed relative to volume peers before reading the national grade curve.

The collector with the most complaints from Virginia residents in this extract is Equifax, Inc. (0% of filings sit in the top three names). A complaint is a consumer filing, not a proven violation.

Active Debt Collectors - Page 14

Sorted by most complaints

Remex, Inc.

D
3 total complaints ↓ falling

Residential Credit Solutions, Inc.

D
3 total complaints ↓ falling

Revenue Recovery Corporation

D
3 total complaints ↓ falling

Rock Creek Capital, LLC

D
3 total complaints ↓ falling

Security Credit Systems Inc

D
3 total complaints ↓ falling

Sofi Technologies, Inc.

D
3 total complaints ↑ rising

Stoneleigh Recovery Associates, LLC

D
3 total complaints ↓ falling

Sarma

D
3 total complaints ↓ falling

Segan, Mason & Mason, P.C.

A
3 total complaints ↑ rising

Selene Holdings LLC

D
3 total complaints → stable

Seterus, Inc.

C
3 total complaints ↓ falling

Silverman Theologou, LLP

D
3 total complaints → stable

Smith Debnam Narron Drake Saintsing & Myers LLP

F
3 total complaints ↓ falling

Social Finance, Inc.

B
3 total complaints ↓ falling

Solutions To Portfolios, LLC

C
3 total complaints ↓ falling

Southern Credit Recovery, Inc.

D
3 total complaints ↓ falling

Starmark Financial LLC

F
3 total complaints ↑ rising

States Recovery Systems, Inc.

D
3 total complaints → stable

Sunlight Financial LLC

D
3 total complaints ↑ rising

Synter Resource Group, LLC.

D
3 total complaints ↓ falling

The Leviton Law Firm, Ltd.

D
3 total complaints ↓ falling

Total Auto Finance

F
3 total complaints ↓ falling

U.S. Auto Sales Inc.

D
3 total complaints ↓ falling

Unisa, Inc

D
3 total complaints ↑ rising

United Check Recovery Bureau, Inc.

C
3 total complaints → stable

United Credit and Collections Inc.

C
3 total complaints → stable

United Debt Holdings, LLC

D
3 total complaints ↓ falling

United Student Aid (USA) Funds

C
3 total complaints ↓ falling

Valley Credit Services, Inc. (WI)

F
3 total complaints ↓ falling

Valentine and Kebartas, Inc.

C
3 total complaints ↓ falling

Vantage Sourcing, LLC

C
3 total complaints ↓ falling

Windham Professionals, Inc.

D
3 total complaints ↓ falling

Zakheim Law Group, P.A.

D
3 total complaints ↓ falling

Zendable, Inc.

B
3 total complaints ↑ rising

1803 Capital, LLC

D
2 total complaints ↑ rising

Alchro Inc.

F
2 total complaints → stable

ALG Trustee LLC

A
2 total complaints ↓ falling

Automotive Credit Corporation

F
2 total complaints ↑ rising

Accelerated Servicing Group LLC

F
2 total complaints ↓ falling

Accscient, LLC

F
2 total complaints → stable

Advanced Financial Company

B
2 total complaints ↓ falling

Allgate Financial, LLC

C
2 total complaints ↓ falling

AmeriHome Mortgage Company, LLC

D
2 total complaints ↓ falling

American Student Assistance

C
2 total complaints ↓ falling

Americas Car-Mart, Inc.

B
2 total complaints ↑ rising

Arcon Credit Solutions LLC

D
2 total complaints ↑ rising

Asset Recovery Bureau LLC

D
2 total complaints ↑ rising

Atlantic Union Bankshares, Inc.

B
2 total complaints ↓ falling

Auto Properties II, LLC

F
2 total complaints ↓ falling

Automotive Services Finance, Inc.

A
2 total complaints → stable

If a collector is contacting you in Virginia

High-volume states still start with the federal record, then verify any state-law question with an official source.

  • Start with the densest Virginia names on the chart, then open each national record before you respond or pay. Browse rankings
  • Demand written debt validation within 30 days of first contact - high-volume states see the same FDCPA clock. Validation letter
  • File with the CFPB first (public record + 15-day company reply), then check official Virginia AG channels if needed. Your rights

Complaint volume reflects consumer filings, not collector misconduct or a legal conclusion. This is not legal advice.

Read our methodology - how this data is sourced, computed, and verified.

Read with Virginia

Data sourced from the CFPB Consumer Complaint Database. See our methodology for details. Retrieved and formatted by PlainCollector

According to the Consumer Financial Protection Bureau's Consumer Complaint Database, 1,139,236 debt collection complaints are represented in the current PlainCollector snapshot. See our methodology for how PlainCollector computes each company's reputation grade from this data.

Filing a Complaint as a Virginia Resident

Virginia's dense filing book means the CFPB channel at consumerfinance.gov/complaint is usually the fastest public-record path (15-day company reply). Parallel options: the Virginia attorney general's consumer division and the state banking-and-finance regulator that may license collectors here. Open the CFPB complaint form.